Overdraft Protection
Choose the right option for you:
Monthly Plan
Learn MorePay As You Go
1 Plus interest on overdrawn amounts
Avoid NSF Fees
Avoid Non-Sufficient Funds
(NSF) penalties
Avoid refused transactions
Avoid the inconvenience of
having a debit transaction
refused
Cover the occasional shortfall
Guaranteed funds up to
your approved overdraft limit2
How it works
With overdraft protection, debit transactions within your approved overdraft limit will be processed and
your overdrawn balance for each transaction will need to be paid within 89 days.
- Each of your deposits will be immediately and automatically applied against the overdrawn balance until the balance is paid.
- All overdraft amounts are subject to an interest rate of 21% per annum3.
1 Plus interest on overdrawn amounts
2 Subject to the terms of your Overdraft Protection Agreement.
3 Overdraft interest rates are subject to change. Overdraft protection is subject to approval and approved limits, as well as interest rates and repayment conditions.