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¹Other financial institutions may charge fees for use of their ATMs.

²This estimate assumes: an average of 45 transactions a month at $1.25 each for one year (45x$1.25x12=$675), plus one free cheque order (annual fee average $47), plus 12 Interac e-Transfer payments (each over $100) at $1.00 each ($1.00x12=$12), plus annual fee waived for Primary Cardholder for new TD First Class Travel Visa Infinite* Card ($120) and one Authorized User ($50), plus US Dollar Borderless Plan discount with TD US Visa Card ($3.00x12=$36.00 plus $39), plus 1 draft ($7.50), 1 cheque certification ($10) and 1 small safety deposit box (annual rent $60). Total annual value of features equals $1056.50 ($675+$47+$12+$120+$50+$36+$39+$7.50+$10+$60). This estimate assumes choice of TD First Class Travel Visa Card and the addition of one Authorized User, and that customer has a US Dollar Borderless Plan. Estimated number of transactions per month is based on average monthly transactions for TD Chequing Accounts with unlimited transactions over 12 months. Estimated value of account features will vary depending on the number and type of transactions, if there is no Authorized User and/or a TD Platinum or TD Cash Back Visa Infinite^* Card is chosen instead.

³Subject to credit approval. Annual Fee rebate applies only for the Primary Cardholder of one of the following new (to you) TD Credit Cards - TD^® Aeroplan^® Visa Infinite^* Card, TD^® Aeroplan^® Visa Platinum^* Card, TD First Class Travel Visa Infinite^* Card, TD Platinum Travel Visa^* Card or TD Cash Back Visa Infinite^* Card, and for one Authorized User Card for the same TD Credit Card Account for as long as the All-Inclusive account remains open and in good standing. All other fees and charges applicable to the selected and approved TD Credit Card Account continue to apply. Annual Fee rebate for Primary Cardholder and one Authorized User for the same TD Credit Card Account also applies to existing TD Gold Elite Visa Cardholders on the same terms set out above.

⁴This estimate assumes: an average of 45 transactions a month at $1.25 each for one year (45x$1.25x12=$675), plus 12 Interac e-Transfer payments (each over $100) at $1.00 each ($1.00x12=$12), plus 9 non-TD ATM withdrawals in Canada at $2.00 each (9x$2.00 = $18.00), plus $20 discount on the 1st year's annual fee for the Primary Cardholder only for your choice of a new (to you) TD Credit Card from one of the following – TD First Class Travel Visa Infinite Card, TD Platinum Travel Visa Card or TD Cash Back Visa Infinite^* Card (and provided you remain an Unlimited Account holder in good standing during that first year). Total annual value of features equals $725 ($675+$12+$18+$20). Estimated number of transactions per month is based on average monthly transactions for TD Chequing Accounts with unlimited transactions over 12 months. Estimated value of account features will vary depending on the number and type of transactions.

⁵Subject to credit approval. First year Annual Fee discount of $20 applies only to the Primary Cardholder for your choice of a new (to you) TD Credit Card from one of the following – TD^® Aeroplan^® Visa Infinite^* Card, TD^® Aeroplan^® Visa Platinum^* Card, TD First Class Travel Visa Infinite Card, TD Platinum Travel Visa Card, or TD Cash Back Visa Infinite Card provided you remain an Unlimited Accountholder in good standing for the first year. All other fees and charges applicable to the selected and approved TD Credit Card Account continue to apply.

⁶This estimates assumes: an average of 25 transactions a month at (25x$1.25x12), including 1 Interac e-Transfer payment a month (each over $100) at $1.00 each ($1.00x12=$12) = $387 annual value of features ($375+$12).

⁷Minimum monthly balance indicated must be maintained throughout the month to qualify for the fee waiver.

⁸See the complete list of account fees

⁹Senior's Rebate of 25% off the monthly account fee (rounded up to the nearest $0.05) for clients 60 years old and over as of March 5, 2012.