Pre-Authorized Payments
Apply Now or call 1-866-299-5951
Pre-Authorized Payments
Don't forget to pay a bill again and avoid late fees by setting up Pre-Authorized Payments.
Set up a Pre-Authorized Payment on your TD Credit Card Account and don't worry about missing a bill payment again. From gym memberships to Internet fees, Pre-Authorized Payments are a convenient way to make payments with your TD Credit Card.
Automatically pay bills
You don't need to worry about late fees anymore; all of your bills will be paid on time. And if your Card has a rewards program, you'll reach your reward goals faster by using your TD Credit Card to pay your bills.
Protection and Security
Paying your bills with your TD Credit Card is secure. Reduce the risk of identity theft – you don't have to worry about cheques being lost in the mail or stolen.
It's easy to get started!
To set up Pre-Authorized Payments, you will need:
- The last 4 digits of your TD Credit Card number
- Your TD Credit Card billing address
- The name and address of each merchant
- Your account number, policy number or membership number from each merchant for each bill that you pay
- The approximate amount of each of your most recent bills
Ready to sign up?
Set-up your Pre-Authorized Payments online
We'll help get you set-up by phone
1-866-299-5951
Frequently Asked Questions
Expand What is the difference between a Pre-Authorized Payment and a
Pre-Authorized Debit?
A Pre-Authorized Payment (PAP) is a payment set up on your TD Credit Card Account to automatically pay a regularly recurring bill from a merchant.
A Pre-Authorized Debit (PAD) is a payment set up to pay your minimum payment or balance in full of your TD Credit Card Account from your deposit account at any Canadian Financial Institution. Set up a PAD.
Expand Are there any costs associated with setting up Pre-Authorized Payments?
on my TD Credit Card Account?
TD offers a fee-free, convenient service that allows you to automatically pay your regularly recurring bills through your TD Credit Card Account.
Expand What do I need to set-up a Pre-Authorized Payment on my
TD Credit Card Account?
1. You need the last 4 digits of your TD Credit Card number
2. You need your TD Credit Card billing address
3. You need the name and address of each merchant
4. You need your account number, policy number or membership number from each merchant for each bill that you pay
5. You need the approximate amount of each of your most recent bills
Expand Are there merchants that do not accept Pre-Authorized Payment?
Yes, there are some merchants that do not accept credit cards either at all or specifically for Pre-Authorized Payments. However, most merchants such as phone companies, cable/satellite TV providers, insurance companies, security companies, newspapers and gym memberships, do allow payment of your regularly recurring bills from them through Pre-Authorized Payments.
Expand Can you set up a Pre-Authorized Payment to pay off a loan
or another credit card?
Pre-Authorized Payments cannot be setup on your TD Credit Card Account to pay your loan payments or balances owing on any other credit cards you may have
Expand What should I do if I receive a new TD Credit Card Account number and
I had set up Pre-Authorized Payments on my old TD Credit Card Account?
If you have received a new TD Credit Card Account number that is replacing a previous TD Credit Card Account number you can either complete the online form or call our toll free number to have your Pre-Authorized Payments transferred from your old TD Credit Card Account to your new TD Credit Card Account so you don't have to contact each merchant separately.
Expand How do I cancel a Pre-Authorized Payment?
You must contact the merchant directly to cancel or discontinue any Pre-Authorized Payments that you have set up with a merchant. Some merchants require advance notice to discontinue Pre-Authorized Payments, so allow additional time to make this change.
