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Protecting your credit

Keep your credit safe. Here are some tips for avoiding and reducing your risk of credit card fraud.

Keep your credit safe

Here are some tips for avoiding and reducing your risk of credit card fraud.

You can help protect your credit card from fraud happening to you just by following some basic practices. These safety tips as well as common-sense information will help you protect your credit whether shopping online or travelling.

Online safety tips:

Carefully read privacy and security documents before you buy.

Print/save confirmations of your transaction and hang onto it as a receipt.

Never provide your credit card number via email.

If you suspect your card number has been mishandled, report it to your credit card issuer right away.

Buy from reputable sites.

Check for signs that the site is secure. Look for a closed padlock on your browser’s address bar or a URL address that begins with shttp or https. This means that the details of your purchase are encrypted or secure.

Other safety tips:

Cut up expired credit cards immediately.

Sign your name on cards the moment you receive them and be sure to activate new credit cards according to instructions provided.

Do not write your card number on any document that is not associated with your account.

Never give your account number to an unknown person over the phone.

Shred old statements and receipts before throwing them out.

Make a list of all your credit card numbers, expiry dates and phone number to call in case it's stolen. Keep this list in a safe place.

Do not use your credit card for personal identification. Use your driver's license.

Keep receipts and carbons with you until after the transactions have appeared on your credit card statement.

Safeguard your personal information.

Check your monthly statement carefully and report billing errors to your credit card issuer as soon as possible (within 30 days of the statement date).

Consider a card registration plan such as CardAssist Card Registry Service.

Report lost or stolen credit cards immediately.


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