TD Cash Back Visa* Card

New to Canada?

If you arrived in Canada within the last two years, TD offers credit cards in addition to a banking package which includes the ability to apply for a credit card without having Canadian credit history.

TD Cash Back Visa* Card

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Apply for a TD Credit Card

No Annual Fee. No fuss. Earn Cash Back Dollars.

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Annual Fee






Cash Advances


Authorized Users

No Annual Fee 1

Eligibility Requirements

You are a Canadian resident and are of the age of majority in your province/territory of residence

Credit Limit

$500 minimum

New to Canada? We have banking options specifically for you. Learn more

Are you a student? Take advantage of our student banking plans. Learn more

At a Glance

  • No Annual Fee
  • Earn 1% in Cash Back Dollars on eligible grocery Purchases and gas Purchases2 and on regularly recurring bill payments3 set up on your Account
  • Earn 0.5% in Cash Back Dollars on all other Purchases made with your Card4
  • Redeem your Cash Back Dollars to help pay down your Account balance whenever you please - the choice is yours!5
  • Your Cash Back Dollars never expire as long as your account is open and in good standing.
  • Shop with confidence knowing your eligible purchases are covered with Purchase Security and Extended Warranty Protection6

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Apply online

Complete an online application and receive an instant decision.

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Calculate how many Cash Back Dollars
you could earn in one year.

Move the sliders to the approximate amount of
credit card purchases you currently make each month.

Monthly spend


Gas, Groceries, Recurring Bill Payment (yearly spend cap of $5,000 for each)

Monthly spend


All Other Purchases

Based on an approximate monthly spend of $ in one year you could earn $ Cash Back Dollars.

More Card Benefits & Features

Expand Automotive Benefits

Save with Avis Rent A Car and Budget Rent A Car

Use your TD Credit Card to save a minimum of 10% off the lowest available base rates7, 8 in Canada and the U.S., and a minimum of 5% off the lowest available base rates7, 8 internationally, on qualifying car rentals at participating Avis and Budget locations.

Expand Security

Visa Zero Liability

Shop online and in person securely with Visa Zero Liability and be protected in the event that unauthorized transactions are made on your Card. See your Cardholder Agreement for complete information on unauthorized transactions and your responsibilities including your responsibility to protect your PIN.

Chip & PIN technology

TD Visa Cards with Chip and PIN technology provide an added level of security through the use of a Personal Identification Number (PIN).

Visa payWave* Technology

Visa payWave Technology is the secure, convenient, contactless way to pay for small-dollar purchases at participating retailers. It’s faster and more convenient than cash.

Verified by Visa*

Verified by Visa provides you with increased security and convenience when you shop online.

Purchase Security and Extended Warranty Protection6

You automatically have access to Purchase Security and Extended Warranty Protection, which includes coverage for most eligible new items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase.

Expand Everyday Services

Use Apple Pay wherever contactless payments are accepted

Apple Pay is accepted in a growing number of shops, restaurants, and plenty of other retailers. Many apps have also added Apple Pay to their accepted methods of payment. Just look for the Apple Pay or contactless payment symbols at the check-out.

Emergency Cash Advances9

You can ask for an emergency Cash Advance in an amount up to $500 for your TD Cash Back Visa Card (subject to your available credit limit).

Visa Checkout*10

Visa Checkout is an easier way to pay online. Sign up for Visa Checkout, a service available from Visa that simplifies the online checkout process10. It's available anywhere you see the Visa Checkout logo.

How to Apply

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Apply online

Complete an online application and receive an instant decision.

secure login  Apply now

Call us

Our banking specialists are ready to answer any questions you may have.


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