TD Drivers Rewards Visa Card

Annual interest rates, fees and features are current as of May 15, 2015 unless otherwise indicated and subject to change.

¹ Primary Cardholder remains liable for all charges to the Account, including those made by any Authorized User.

² TD Drivers Rewards Points are earned for Purchases charged to the Account. Purchases of gas and purchases of automotive parts or services must be made at eligible merchants of gas and eligible merchants of automotive parts or services with eligible Merchant Category Codes, as described in the TD Drivers Rewards Program section of your Cardholder Agreement, to be able to earn TD Drivers Rewards Points. Credit for returned items, refunds, rebates or other similar credits will reduce or cancel the TD Drivers Rewards Points earned by the amount originally charged to your Account. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa^* Cheques), interest charges, optional services, refunds, rebates or other similar credits do not earn TD Drivers Rewards Points. Please see the TD Drivers Rewards Program section of the Cardholder Agreement (http://www.tdcanadatrust.com/document/PDF/tdvisa/tdct-tdvisa-driverrewards-530974.pdf) for complete details.

³ All TD Canada Trust customers including TD Credit Cardholders are eligible to apply for optional Travel Medical Insurance underwritten by TD Life Insurance Company. Some applications are subject to underwriting. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance which is issued if accepted for enrollment. Travel Medical Insurance can be purchased at any branch or call 1-800-293-4941,or visit www.tdcanadatrust.com. Note that this optional insurance offers different benefits, on different terms and conditions, than the Travel Medical Insurance that is automatically included with other TD Credit Cards.

⁴ Benefits, features and coverages are subject to conditions, exclusions, limitations, changes and cancellation. Details of insurance benefits, including terms, conditions, limitations and exclusions are outlined in the Coverage Certificates provided with your Credit Cards. Some benefits and coverages are only offered to the Primary Cardholder.

⁵ Underwritten by Allianz Global Risks US Insurance Company (Canadian Branch). Details of insurance benefits, including terms, conditions, limitations and exclusions are outlined in the Certificate of Insurance included with your TD Credit Card Cardholder Agreement.

⁶ Provided by Avis Rent-A-Car System LLC. Program terms are subject to change without notice. Certain blackout dates may apply. Offer subject to other terms and conditions.

⁷ Provided by Budget Rent-A-Car System, Inc. Program terms are subject to change without notice. Certain blackout dates may apply. Offer subject to other terms and conditions.

⁸ TD Auto Club is provided by AXA Assistance Canada Inc. The Toronto-Dominion Bank and its affiliates accept no responsibility in respect of these services.

⁹ Subject to available credit. Balance Transfers are treated as Cash Advances and accrue interest at the Cash Advance rate that applies to your Account from the date the Cash Advance is made.

¹⁰ Visit your TD Canada Trust branch to receive a Personal Identification Number (PIN) to access your TD Credit Card Accounts through Green Machine ATM or other ATMs. TD U.S. Dollar Visa Cardholders may request a PIN by mail. Subject to available credit. Fees apply to each Cash Advance and Cash Advances accrue interest at the Cash Advance rate that applies to your Account from the date the Cash Advance is made.

¹¹ Life, Accidental Death at 66 and Critical Illness coverages are underwritten by American Bankers Life Assurance Company of Florida and Involuntary Unemployment, Total Disability, Disability Requiring Hospitalization and Loss of Self-Employment Income coverages are underwritten by American Bankers Insurance Company of Florida. Dismemberment coverage is underwritten by TD Life Insurance Company. The Toronto-Dominion Bank receives a fee from each insurer with respect to premium collection. Complete terms of coverage are in the Certificate of Insurance you will receive upon enrollment. Eligibility requirements, limitations and exclusions apply, and vary by benefit.

¹² The Visa Checkout service is made available through Visa. The Toronto-Dominion Bank and its affiliates are not responsible for the service including any offers made available to you through the service.