Loans
Loans for exactly what you need
A loan is a great option when you know exactly how much you want to borrow with a payment frequency that allows you to pay off your debt in a specified period of time.
Funds upfront
Get what you need all at one time.
Repayment schedule
We’ll help you create a repayment schedule with a term and amortization period that works for you.
How are people using their loans?
Benson paid down his debt
Benson has tried his best to keep up with his credit card payments, but keeping track of 3 different balances was overwhelming – sometimes he would even miss a payment. With his TD Personal Loan, Benson paid the outstanding balances of all his credit cards. Now he only has to worry about a single repayment amount to stay on top of his finances, plus he’s able to manage his finances responsibly by choosing not to use his credit cards excessively. His loan reduced his interest costs and at the end of his 5 year term, he will pay it off.
Have a personal consultation to discuss your options. Call 1 877 247 2265
Compare all our loans
| Auto Loan | On-the-Spot RSP Loan | CarryForward RSP Loan | Personal Loan | |
|---|---|---|---|---|
| Is this for me? | If you need a loan to make a vehicle purchase (new or used) and want fixed payments |
If you need a loan to take advantage of your unused RSP contribution room.
|
||
| Maximum Principal Amount | Depends on the vehicle (new or used) | Up to your unused RSP contribution room for that year | Up to $50,000 | Typically, Up to $50,000 |
| Rate |
|
|||
| Other Details |
Defer payments for up to 120 days (interest continues to accrue) Must be paid back within the 1-year term |
Defer payments for up to 120 days(interest continues to accrue) Must be paid back within the 1-10 year term choice |
||
| Fees | A security registration fee (amount depends on province) | No fee | No fee | No fee |
Other things to consider
In the case of the unexpected, get flexible protection for your loan obligations.
Learn how to take control of your debt so you can achieve your financial goals.
We’re here to help
Call us
Our banking specialists will help you with any questions you might have.
1 866 222 3456
Book an Appointment
By Address, Intersection, City, Postal Code OR by Branch Number
1Subject to the terms of your Overdraft Protection Agreement