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Small Business

Interest Rate Tiers

Rates as of May 03, 2025

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Business Chequing Account

Interest is calculated on the daily closing balance and paid at month-end. Interest is paid on portions of the balance within each tier based on the interest rate for that tier:

Interest Rate Tiers Interest Rates*
$0 - $9,999.99 0.000%
$10,000.00 - $24,999.99 0.000%
$25,000.00 - $99,999.99 0.000%
$100,000.00 - $249,999.99 0.000%
$250,000.00 - $4,999,999.99 0.000%

Business Savings Account/Business Investor Account

Interest is paid on the portion of the daily closing balance within each tier, based on the interest rate for that tier.

Interest Rate Tiers Interest Rates*
$0 - $9,999.99 0.000%
$10,000.00 - $24,999.99 0.050%
$25,000.00 - $99,999.99 0.050%
$100,000.00 - $249,999.99 0.100%
$250,000.00 - $499,999.99 0.100%
$500,000.00 - $4,999,999.99 0.250%
$5,000,000.00 + 0.250%

U.S. Dollar Business Chequing Account

Interest is calculated on the daily closing balance and paid at month-end. Interest is paid on portion of the balance within each tier:

Interest Rate Tiers Interest Rates*
$0 - $9,999.99 0.000%
$10,000.00 - $24,999.99 0.000%
$25,000.00 - $99,999.99 0.000%
$100,000.00 - $249,999.99 0.000%
$250,000.00 - $4,999,999.99 0.000%

Client Trust Account

Interest is calculated on the daily closing balance and paid at month-end

Product Interest Rates*
Client Trust Account
On total daily closing balance
0.10%

AgriInvest Account

Interest is calculated on the daily closing balance and paid at month-end

Product Interest Rates*
AgriInvest Account
On total daily closing balance
0.55%

* Note interest rates are as at the effective date stated and subject to change at any time. Visit your local TD Canada Trust Branch for the most current interest rates, or call 1-877-247-2265 for more information.

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Business Overdraft Protection

Helps protect your Business Chequing Account against temporary cashflow shortfalls up to your approved limit.
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