TD U.S. Dollar Visa* Card
Annual Fee
$39 USD
Authorized Users
No Annual Fee1
Interest:
Purchases
19.99%
Cash Advances
22.99%
Credit Limit
$1,000 USD minimum
Eligibility Requirements
- You are a Canadian resident
New to Canada? TD offers banking products for newcomers View details - You meet the age of majority in your province/territory of residence[?]
Are you a student? TD has credit cards to help meet your needs.
A good choice if:
- You want to eliminate credit card foreign currency conversion rates and fees when making purchases or paying for bills in U.S. Dollars2
- You want to enjoy Chip & PIN security and Visa payWave* contactless payment convenience
- You want to travel and shop with a suite of insurance coverages
- You want to enjoy all the benefits of your TD U.S. Dollar Visa Card using Apple Pay. It's the easy, secure, and private way to pay.3
Apply online
Apply online and receive an instant decision.
Apply nowBenefits of this Card
Travel Benefits
Wherever you’re headed on your next trip, know that you’re covered.
Trip Interruption Insurance4
Up to $5,000 of coverage per insured person, to a maximum of $25,000 for all insured persons on the same trip.
Common Carrier Travel Accident Insurance5
Up to $500,000 of coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane, train, or auto rental).
Emergency Travel Assistance Services6
Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.
Delayed and Lost Baggage Insurance7
Up to $1,000 overall coverage per insured person toward the purchase of essentials such as clothes and toiletries if your baggage is delayed more than 6 hours or lost.
Option to purchase Travel Medical Insurance.8
Expand Automotive Features
Receive special automotive benefits that help you get from A to B.
Save with Avis Rent A Car and Budget Rent A Car
Use your TD Credit Card to save a minimum of 10% off the lowest available base rates 9, 10 in Canada and the U.S., and a minimum of 5% off the lowest available base rates 9, 10 internationally, on qualifying car rentals at participating Avis and Budget locations.
Auto Rental Collision/Loss Damage Insurance11
Use your TD Credit Card to charge the full cost of a car rental to get the Collision/Loss Damage coverage at no additional cost.
Expand Everyday Services
Convenient services that make your banking experience more comfortable.
Use Apple Pay wherever contactless payments are accepted
Apple Pay is accepted in a growing number of shops, restaurants, and plenty of other retailers. Many apps have also added Apple Pay to their accepted methods of payment. Just look for the Apple Pay or contactless payment symbols at the check-out.
Emergency Cash Advances13
You can ask for an emergency Cash Advance in an amount up to $5,000 USD for your TD U.S. Dollar Visa Card (subject to your available credit limit).
Visa Checkout*14
Visa Checkout is an easier way to pay online. Sign up for Visa Checkout, a service available from Visa that simplifies the online checkout process.14 It's available anywhere you see the Visa Checkout logo.
Expand Security
No matter where you shop, make your transactions more secure.
Visa Zero Liability
Shop online and in person securely with Visa Zero Liability. Visa Zero Liability helps protect you in the event that fraudulent unauthorized transactions are made on your TD U.S. Dollar Visa Card. See your enclosed Cardholder Agreement for details regarding unauthorized transactions.
Chip & PIN technology
Chip & PIN technology is already in use in most parts of the world and is gradually being adopted in the U.S. The microchip embedded in your Card encrypts your data, providing enhanced security against unauthorized use of your Card.
Visa payWave* Technology
Visa payWave Technology is the secure, convenient, “contactless” way to pay for small-dollar purchases at participating retailers. It’s faster and more convenient than cash.
Purchase Security and Extended Warranty Protection12
You automatically have access to Purchase Security and Extended Warranty Protection, which includes coverage for most eligible new items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase.
Verified by Visa*
Verified by Visa provides you with increased security and convenience when you shop online.
Ways to Apply
Apply online
Apply online and receive
an instant decision
Apply now
Contact us
Our banking specialists
are ready to answer any questions you might have.
1-800-983-2582
or email us
Locate a branch
By Address, Intersection, City, Postal Code OR by Branch Number.
Annual interest rates, fees and features are current as of May 8, 2017 unless otherwise indicated and subject to change.
1 Primary Cardholder remains liable for all charges to the Account, including those made by any Authorized User. Maximum of 3 Authorized User Cards on the Account.
2 Purchases and Cash Advances made in currencies other than U.S. Dollars will be converted to and show in U.S. Dollars on your TD Credit Card statement and are subject to a foreign currency conversion charge.
3 Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2, and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/km207105
4 Underwritten by TD Life Insurance Company. To be eligible for this insurance, you must pay at least 75% of the entire cost of the Common Carrier fare and hotel or similar accommodations, including taxes and fees, with your TD Credit Card. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.
5 Underwritten by Allianz Global Risks US Insurance Company (Canadian Branch). Details of insurance benefits, including terms, conditions, limitations and exclusions are outlined in the Certificate of Insurance included with your TD Credit Cardholder Agreement.
6 Provided by our Administrator under a service agreement with TD Life Insurance Company. This is not an insurance benefit but assistance services only.
7 Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.
8 All TD Canada Trust customers including TD Credit Cardholders are eligible to apply for optional Travel Medical Insurance underwritten by TD Life Insurance Company. Some applications are subject to underwriting. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance which is issued if accepted for enrollment. Travel Medical Insurance can be purchased at any branch or call 1-800-293-4941, or visit www.tdcanadatrust.com. Note that this optional insurance offers different benefits, on different terms and conditions, then the Travel Medical Insurance that is automatically included with other TD Credit Cards.
9 Provided by Avis Rent A Car System ULC. Minimum discount offer subject to discount code and to terms and conditions which may change without notice. Blackout dates may apply. Base rate refers to time and kilometer/mile charges only. Taxes, fees and surcharges are extra. The Toronto-Dominion Bank is not responsible for any vehicles, services, discounts or other offers made available by Avis Rent A Car System ULC.
10 Provided by Budget Rent A Car System, Inc. Minimum discount offer subject to discount code and to terms and conditions which may change without notice. Blackout dates may apply. Base rate refers to time and kilometer/mile charges only. Taxes, fees and surcharges are extra. The Toronto-Dominion Bank is not responsible for any vehicles, services, discounts or other offers made available by Budget Rent A Car System, Inc.
11 Underwritten by TD Home and Auto Insurance Company. Car rentals must be charged in full to the Card, cannot exceed 48 consecutive days and the rental agency's Collision Damage Waiver coverage must be declined by the Cardholder. Refer to Auto Rental Collision/Loss Damage Insurance section of your TD Credit Cardholder Agreement for rental exclusions and further details.
12 Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, the item must be paid for in full using your TD Credit Card. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.
13 Cash Advance is subject to available credit. Fees apply to each Cash Advance transaction and Cash Advances accrue interest at the Cash Advance rate that applies to your Account from the date the Cash Advance is made.
14 The Visa Checkout service is made available through Visa. The Toronto-Dominion Bank and its affiliates are not responsible for the service including any offers made available to you through the service.
* Trademark of Visa International Service Association and used under license.
All trade-marks are the property of their respective owners.
New to Canada?
If you arrived in Canada within the last two years, TD offers credit cards in addition to a banking package which includes the ability to apply for a credit card without having Canadian credit history.
