TD® Aeroplan® Visa Business Card
TD® Aeroplan® Visa Business Card
Book an Appointment
or call 1-800-983-8472
Annual Fees
$149
Additional Cardholders
$49
Interest:
Purchases
14.99%
Cash Advances
22.99%
Credit Limit
$1,000
minimum
Reward Type
Aeroplan Miles
Eligibility Requirements
- You are a Canadian resident
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You meet the age of majority in your province/territory of residence
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Important changes to the Aeroplan program effective December 15, 2015, click here for more details.
We want you to arrive at your dream
destination faster:
- A Welcome Bonus1 of 20,000 Aeroplan Miles upon first purchase.
- You can even earn miles twice2 when you pay with your TD Aeroplan Visa Business Card and present your Aeroplan Membership Card at over 150 Aeroplan partner brands and with 100 online retailers through Aeroplan’s eStore. Visit aeroplan.com for a list of participating Aeroplan Partners.
As the Primary Business Cardholder5, receive benefits when you travel using an Aeroplan Flight Reward redeemed with miles from your Aeroplan account on flights operated by Air Canada®, Air Canada RougeTM or under the Air Canada express® banner, such as:
- One complimentary first checked bag5
- Priority check-in and priority boarding5
- One annual One-Time Guest Access Benefit5 to an Air Canada Maple Leaf Lounge™
Business Cardholders also receive:
- An extensive suite of travel insurances6 including Travel Medical Insurance14
Earn Aeroplan Miles with your TD® Aeroplan® Visa Business Card
Earn 1.5 miles7
for every $1 spent on gas and travel purchases made with your Card.
Earn 1 mile8
for every $1 spent with your Card.
Earn miles twice4
when you pay with your TD Aeroplan Visa Business Card and present your Aeroplan Membership Card at over 150 Aeroplan partner brands and at 100 online retailers through Aeroplan’s eStore. Learn where you can earn miles twice at
Fly Cash-Free
When you redeem Aeroplan Miles for an Aeroplan Flight Reward, you have the flexibility to use your miles to cover the taxes, fees and surcharges associated with your flight reward booking9.Learn More
Track your Aeroplan Miles
Aeroplan’s mobile app.
Redeem your Aeroplan Miles
It’s easy to turn your miles into fabulous rewards. Just go to aeroplan.com/useyourmiles to select the reward of your choice from the main menu.
Your miles, your call
Members can fly to more than 1,300 destinations worldwide with Air Canada® and its global network of partner airlines.
The more you earn, the more you save
Top accumulating Members achieve status within the Aeroplan program and
Turn your points into miles
You can convert your loyalty program points into Aeroplan Miles.
Aeroplan Credit Cardholder.
Calculate how many Aeroplan Miles
you could earn in your first year
Move the sliders to the approximate amount of
credit card purchases you currently make each month.
Business travel and gas
Everything else
This chart is for illustrative purposes only. Welcome Bonus applies only in the first year.
**In case of a discrepancy between the mileage redemption amount shown above and displayed on aeroplan.com, the aeroplan.com mileage level displayed shall apply. Flight Rewards are defined as Fixed Mileage Flight Rewards operated by Air Canada. All rewards shown above are subject to change and availability on aeroplan.com
Aeroplan Miles
(including Welcome Bonus*).
Benefits of this Card
Air Canada Benefits5
Make your next flight a breeze, when travelling using an Aeroplan Flight Reward on flights operated by Air Canada®, Air Canada RougeTM or under the Air Canada express®; banner with these Air Canada benefits.
Complimentary First Checked Bag5 With Aeroplan Flight Rewards
Check your first bag free. As the Primary Business Cardholder, you’ll receive one complimentary first checked bag, when travelling using an Aeroplan Flight Reward on a flight operated by Air Canada, Air Canada Rouge, or under the Air Canada express banner. Simply redeem your Aeroplan Flight Reward with miles from your Aeroplan Account.
Priority Check-In and Priority Boarding With Aeroplan Flight Rewards
You and your companions travelling on the same reservation can enjoy the convenience of priority check-in and priority boarding whenever you travel using an Aeroplan Flight Reward on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada express banner. Simply book your Aeroplan Flight Reward by redeeming the miles from your Aeroplan account.
One-Time Guest Access Benefit5 to an Air Canada Maple Leaf LoungeTM With An Aeroplan Flight Reward
Relax before your flight in the exclusive Air Canada Maple Leaf Lounge: As Primary Business Cardholder, you’ll enjoy access to the Air Canada Maple Leaf Lounge, where available, when you present your Card and a valid, same-day boarding pass for travel using an Aeroplan Flight Reward only on flights operated by Air Canada, Air Canada rouge or under the Air Canada express banner. Simply book your Aeroplan Flight Reward by redeeming the miles from your Aeroplan account.
ExpandTravel Benefits
Wherever you’re headed on your next trip, know that you’re covered.
Avis Rent-A-Car10 And Budget Rent-A-Car11 preferred rates
Get preferred rates on qualifying car rentals from Avis and Budget when the rental is charged to your card.
For Avis rentals, visit avis.com/tdcreditcards or call 1-800-879-2847 to reserve. Quote Avis Worldwide Discount (AWD) #C078400 at time of reservation.
For Budget rentals, visit budget.com/tdcreditcards or call 1-800-268-8900 to reserve. Quote Budget Customer Discount (BCD) #A331700 at time of reservation.
ExpandTravel Protection
Travel more comfortably knowing your Card protects you.
Travel Medical Insurance12
You’re covered without even having to charge the trip to your Card! As the Account Holder, whenever you leave your province of residence, you, your spouse and dependent children are automatically insured for upfront payments of eligible medical emergency expenses for up to $1 million for the first 8 days. If you or your spouse is aged 65 or older, you are covered for the first 4 days of your trip.
Flight/Trip Delay Insurance13
Take the stress out of travel delays by purchasing scheduled flights with your Card. If your trip is delayed more than four hours, you are covered for up to $500 CDN for reasonable and eligible hotel, motel or restaurant expenses.
Delayed and Lost Baggage Insurance14
If your baggage is delayed more than 6 hours, each covered person is covered for emergency purchases of essentials such as clothes and sundry items. Each covered person is also covered should baggage be lost by a Common Carrier. The total benefits payable in respect of both delayed and lost baggage are subject to a maximum of $1000 per covered person per trip.
Common Carrier Travel Accident Insurance13
Charge your fare to your Card and you, as the Account Holder, your spouse and dependent children are insured for up to $500,000 while travelling on a common carrier (for example, a bus, ferry, plane, train or auto rental).
Auto Rental Collision/Loss Damage Insurance15
Simply use your Card and/or Aeroplan Miles to cover the full cost of a car rental and get Auto Rental Collision Loss Damage Insurance at no additional cost for up to 48 consecutive days.
Emergency Travel Assistance Services16
Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling. Call 1-800- 871-8334.
ExpandEveryday Services
Convenient services that make your banking experience more comfortable
24-hour instant cash and Account access
With your TD Aeroplan Visa Business Card, you have access to:
- Instant Cash Advances, subject to your available credit limit, at over one million ATMs worldwide, at all TD Canada Trust branches and at select financial institutions around the world.
- The flexibility and freedom to manage your Account, your way, through Green Machine ATMs, EasyWeb Internet banking, EasyLine telephone banking and your wireless phone – download the TD mobile app for immediate, secure access to TD’s mobile banking service (td.com/app).
To register for EasyWeb or EasyLine, call 1-866-222-3456.
Monthly Management Reports17
Receive a breakdown of all the business expenses charged to your Card and any Additional Cards on your Account, simplifying expense reports and tax reporting. Just call 1-888-434-5463.
Visa Checkout18
Visa Checkout is an easier way to pay online. Sign up for Visa Checkout, a service available from Visa that simplifies the online checkout process18. It's available anywhere you see the Visa Checkout logo.
ExpandSecurity
No matter where you shop, make your transactions more secure.
Chip & PIN technology
- TD Visa Cards with Chip and PIN technology provide an added level of security through the use of a Personal Identification Number (PIN).
- A required PIN makes it more difficult for unauthorized users to copy or access the information on your TD Credit Card.
Visa Zero Liability
Visa Zero Liability helps protect you in the event that fraudulent unauthorized transactions are made on your TD Aeroplan Visa Business Card. Use your Card to shop anywhere – whether on the Internet or in stores – and know you’re protected from unauthorized use of your Card. See your enclosed Cardholder Agreement for details regarding unauthorized transactions.
Purchase Security and Extended Warranty Protection19
You automatically have access to Purchase Security and Extended Warranty Protection, covering most eligible new items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase. If the item comes with a manufacturer's warranty valid in Canada, you may be entitled to double the warranty period for up to 12 additional months.
Verified by Visa*
Verified by Visa* provides you with increased security and convenience when you shop online.
Ways to Apply
Contact us
Our banking specialists
are ready to answer any questions you might have.
1-800-983-2582
or email us
Locate a branch
By Address, Intersection, City, Postal Code OR by Branch Number.
The Aeroplan Program is a coalition loyalty marketing program owned and operated by Aimia Canada Inc. Visit aeroplan.com for complete terms and conditions of the Aeroplan Program. The Toronto-Dominion Bank and its affiliates are not responsible for the Aeroplan Program.
1 Welcome Bonus Aeroplan Miles (“Welcome Bonus Miles”) will be awarded to the Aeroplan Member Account of the designated owner/sole proprietor or partner associated with the business who is the holder ("Primary Business Cardholder") of the TD Aeroplan Business Credit Card Account that is charged an annual fee of $149 (the “$149 Account”). The Welcome Bonus Miles will be awarded only after the first Purchase is charged to the $149 Account with the Card that has the $149 annual fee (the “First Purchase”). If you have opened a $149 Account in the last 6 months, you will not be eligible for this offer. We reserve the right to limit the number of $149 Accounts opened by, and the number of Welcome Bonus Miles awarded to, any one person. Please allow up to 4 weeks after the First Purchase is posted to the $149 Account for the Welcome Bonus Miles to be credited to the Primary Business Cardholder's Aeroplan Member Account. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.
2 This feature is available at over 150 Aeroplan Partner brands and 100 online retailers through Aeroplan’s eStore. The Toronto-Dominion Bank is not responsible for any Aeroplan Miles under this “earn miles twice” feature of the Aeroplan Program when the Aeroplan Membership Card is presented. See your Aeroplan Program for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
3 All Air Canada benefits are fulfilled in whole or in part by Air Canada, or its designated affiliates or other third parties, and are subject to change at any time. The Toronto-Dominion Bank and its affiliates are not responsible for fulfilling these benefits. For more details about these benefits, please contact Air Canada directly. Air Canada Benefit Eligibility – Priority Travel Services: With the TD Aeroplan Visa Business Card, Air Canada benefits (the complimentary first checked bag, priority check-in and priority boarding) applies whenever the Cardholder with the annual fee of $149 (“Primary Business Cardholder”) travels using an Aeroplan flight reward, only, on a flight operated by Air Canada, Air Canada rouge or under the Air Canada express banner. Flights operated by other airlines are not eligible. To access these benefits, the Primary Business Cardholder must redeem their Aeroplan flight reward (defined as a Fixed Mileage Flight RewardTM or Market Fare Flight RewardTM) using miles from their Aeroplan account. To access these benefits, the Primary Business Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. Where zonal boarding is available, the priority boarding status will be recognized by a Zone 2 descriptor for the Primary Business Cardholder and companions travelling on the same reservation checking-in at the same time, which will be displayed on the Air Canada issued boarding pass. Priority check-in may also be extended to companions travelling on the same reservation checking-in at the same time as the Primary Business Cardholder. To access priority check-in and priority boarding, the Primary Business Cardholder may be required to show their TD Aeroplan Visa Business Card to the Air Canada agent. Please allow two weeks from receiving your Card for these Air Canada benefits to be activated. The complimentary first checked bag, up to 23kg (50 lbs), applies whenever the Primary Business Cardholder travels using an Aeroplan flight reward, only, on a flight operated by Air Canada, Air Canada rouge or under the Air Canada express banner. Flights operated by other airlines are not eligible. To access this benefit, the Primary Business Cardholder must redeem their Aeroplan flight reward (defined as a Fixed Mileage Flight Reward or Market Fare Flight Reward) using miles from their Aeroplan account. To access this benefit, the Primary Business Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. The complimentary first checked bag applies solely to the Primary Business Cardholder, and service charges for additional/oversized/overweight baggage may apply. Applicable on flights that do not already offer a complimentary first checked bag. To access this benefit, the Primary Business Cardholder may be required to show their TD Aeroplan Visa Business Card to the Air Canada agent. Please allow two (2) weeks from receiving your Card for these Air Canada benefits to be activated.
4 This feature is available at over 150 Aeroplan Partner brands and 100 online retailers through Aeroplan’s eStore. The Toronto-Dominion Bank is not responsible for any Aeroplan Miles under this “earn miles twice” feature of the Aeroplan Program when the Aeroplan Membership Card is presented. See your Aeroplan Program for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
5 All Air Canada benefits are fulfilled in whole or in part by Air Canada, or its designated affiliates or other third parties, and are subject to change at any time. The Toronto-Dominion Bank and its affiliates are not responsible for fulfilling these benefits. For more details about these benefits, please contact Air Canada directly. Air Canada Benefit Eligibility – Priority Travel Services: With the TD Aeroplan Visa Business Card, Air Canada benefits (the complimentary first checked bag, priority check-in and priority boarding) applies whenever the Cardholder with the annual fee of $149 (“Primary Business Cardholder”) travels using an Aeroplan flight reward, only, on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada express banner. Flights operated by other airlines are not eligible. To access these benefits, the Primary Business Cardholder must redeem their Aeroplan flight reward (defined as Fixed Mileage Flight RewardsTM or Market Fare Flight RewardsTM) using miles from their Aeroplan account. To access these benefits, the Primary Business Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. Where zonal boarding is available, the priority boarding status will be recognized by a Zone 2 descriptor for the Primary Business Cardholder and companions travelling on the same reservation checking-in at the same time, which will be displayed on the Air Canada issued boarding pass. Priority check-in may also be extended to companions travelling on the same reservation checking-in at the same time as the Primary Business Cardholder. To access priority check-in and priority boarding, the Primary Business Cardholder may be required to show their TD Aeroplan Visa Business Card to the Air Canada agent. Please allow two weeks from receiving your Card for these Air Canada benefits to be activated. The complimentary first checked bag, up to 23kg (50 lbs), applies whenever the Primary Business Cardholder travels using an Aeroplan flight reward, only, on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada express banner. Flights operated by other airlines are not eligible. To access this benefit, the Primary Business Cardholder must redeem their Aeroplan flight reward (defined as Fixed Mileage Flight Rewards or Market Fare Flight Rewards) using miles from their Aeroplan account. To access this benefit, the Primary Business Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. The complimentary first checked bag applies solely to the Primary Business Cardholder, and service charges for additional/oversized/overweight baggage may apply. Applicable on flights that do not already offer a complimentary first checked bag. To access this benefit, the Primary Business Cardholder may be required to show their TD Aeroplan Visa Business Card to the Air Canada agent. Please allow two (2) weeks from receiving your Card for these Air Canada benefits to be activated. Air Canada Benefit Eligibility – Air Canada Maple Leaf Lounge One-Time Guest Access Benefit: With the TD Aeroplan Visa Business Card, the Primary Business Cardholder will receive one Air Canada Maple Leaf Lounge One-Time Guest Access Benefit once every calendar year (January 1- December 31). The Primary Business Cardholder may access an Air Canada Maple Leaf Lounge, where available, upon presentation of an active TD Aeroplan Visa Business Card with a valid, same-day boarding pass for travel using an Aeroplan flight reward, only, on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada express banner. To access this benefit, the Primary Business Cardholder must redeem their Aeroplan flight reward (defined as Fixed Mileage Flight RewardsTM or Market Fare Flight RewardsTM) with miles from their Aeroplan account. Each Air Canada Maple Leaf Lounge One-Time Guest Access Benefit applies for a single entry during the calendar year for which it was provided by the Primary Business Cardholder only and cannot be carried forward to the next calendar year or transferred to another person. Additional conditions may apply and are outlined on aircanada.com/tdbenefits. Air Canada Maple Leaf Lounge access is subject to availability and all other then-current terms and conditions located here, that are subject to change at Air Canada’s sole discretion from time to time. Please allow two weeks from receiving your Card for these Air Canada benefits to be in effect.
6 For the full details on Insurance coverages/benefits, as well as limitations and exclusions, please refer to the Certificate of Insurance included with your TD Credit Card Cardholder Agreement..
7 1.5 Bonus Aeroplan Miles (“Bonus Rate”) are earned for each $1.00 in Purchases of gas (“Gas”) or travel and related travel products and services (“Travel”) charged to your TD Aeroplan Visa Business Credit Card Account (“Account”). Any returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned on the original Purchase. To earn this Bonus Rate, Purchases of Gas, and Travel must be made at merchants classified through the Visa network with a Merchant Category Code (“MCC”) that identifies that merchant in the “gas” or travel category. Some merchants may sell Gas and Travel, or have separate merchants located on their premises that also sell Gas or Travel, but may not be classified with a Gas or Travel MCC and such Purchases will not earn this Bonus Rate. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472. Bonus Rate is only available on the first $80,000 in net annual Purchases of Gas and Travel made from January 1 to December 31 each year on your Account. Once the maximum net annual amount has been reached, Purchases of Gas and Travel on the Account will not earn the Bonus Rate but will only earn Aeroplan Miles at the standard rate that applies to all other Purchases on the Account. This Bonus Rate offer is in place of and not in addition to the standard rate earned on Purchases made on your Account. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
8 (One) 1 Aeroplan Mile is earned on each $1.00 in Purchases charged to your TD Aeroplan Business Credit Card Account (“Account”). Credit for returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned by the amount originally charged to your Account. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional services, refunds, rebates or other similar credits do not earn Aeroplan Miles. Please see the Aeroplan Terms for Your TD Credit Card section of the Cardholder Agreement for complete details on Aeroplan Miles earned on Purchases (a copy of the Cardholder Agreement is available at tdcanadatrust.com/tdvisa/agreements).
9 Use of Aeroplan Miles to cover taxes, fees, charges and carrier surcharges associated with a flight reward booking (“Taxes, Fees, and Surcharges”) is in addition to the Aeroplan Miles required to redeem for an Aeroplan flight reward. Mileage levels required for the redemption of Taxes, Fees, and Surcharges may change without notice. Conditions, limitations and exclusions apply when using Aeroplan Miles to cover applicable Taxes, Fees, and Surcharges. For full details please visit aeroplan.com/flightrewardtermsandconditions
10 Provided by Avis Rent A Car System LLC. Program terms are subject to change without notice. Certain blackout dates may apply. Offer subject to other terms and conditions.
11 Provided by Budget Rent A Car System, Inc. Program terms are subject to change without notice. Certain blackout dates may apply. Offer subject to other terms and conditions.
12 Underwritten by TD Life Insurance Company. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. Note that this insurance offers different benefits, with different terms and conditions, than the optional Travel Medical Insurance that is available to all TD customers. The day of departure from and the day of return to your province or territory of residence each count as one full day. 8-day coverage if you're under 65 and 4-day coverage if you're 65 or older.
13 Underwritten by Allianz Global Risks US Insurance Company (Canadian Branch). Details of insurance benefits, including terms, conditions, limitations and exclusions are outlined in the Certificate of Insurance included with your TD Credit Cardholder Agreement.
14 Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or associated Aeroplan Miles. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.
15 Underwritten by TD Home and Auto Insurance Company. Rentals must be charged in full to the Card and/or associated Aeroplan Miles, cannot exceed 48 consecutive days and the rental agency’s Collision Damage Waiver coverage must be declined by the Cardholder. Refer to Auto Rental Collision/Loss Damage Insurance section of your TD Credit Cardholder Agreement for rental exclusions and further details.
16 Provided by our Administrator under a service agreement with TD Life Insurance Company. This is not an insurance benefit but assistance services only.
17Detailed management reports are provided only for months in which there is Account activity. Reports are optional and available at no additional charge.
18The Visa Checkout service is made available through Visa. The Toronto-Dominion Bank and its affiliates are not responsible for the service including any offers made available to you through the service.
19 Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, the item must be paid for in full using your TD Credit Card. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.
TMAir Canada Maple Leaf Lounge and Air Canada Rouge are trademarks of Air Canada, used under license.
®Air Canada and Air Canada express are registered trademarks of Air Canada, used under license.
TMFixed Mileage Flight Rewards and Market Fare Flight Rewards are trademarks of Aimia Canada Inc.
®The Aeroplan logo and Aeroplan, are registered trademarks of Aimia Canada Inc.
®The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.
Annual interest rates, fees and features are subject to change.
All trade-marks are the property of their respective owners. For trade-mark ownership details, see www.tdcanadatrust.com/aeroplancards
New to Canada?
If you arrived in Canada within the last two years, TD offers credit cards in addition to a banking package which includes the ability to apply for a credit card without having Canadian credit history.
