Fixed Income

Government of Canada Real Return Bonds pay attractive real rates of interest and are fully guaranteed by the federal government. They are available for terms up to 28 years, and are essentially risk-free if held to maturity. They have all the benefits of regular Government of Canada Bonds, plus they guarantee a rate of return that is adjusted for inflation--so you don't have to worry about the effect rising prices will have on your retirement income. If you are looking for the above mentioned features, but do not require income, consider investing in a Real Return Stripped Bond.

Common Characteristics

Dollars to Invest/Time Horizon

Risk/Return

Liquidity

Income

Key Benefits

• Safest Canadian investments available in Canada, regardless of the size of the investment.
• Guarantees a return greater than inflation if held to maturity.
• Fully guaranteed principal and interest when held to maturity.
• Principal is adjusted to the rate of inflation, and semi-annual interest payments are calculated using the adjusted principal amount.
• High degree of liquidity.
• Low minimum investment required.
• RSP/RRIF eligible.