Employer Benefits

The TD Future Builder Group Retirement Savings Plan is an easy, affordable and flexible way to attract and retain key employees by providing them with the financial means to reach their long-term goals.


We work as a team to make TD Future Builder simple and convenient

From the moment you meet with your TD Future Builder representative to start your company's Group Retirement Savings Plan, you'll be impressed by our attention to detail and extraordinary commitment to service and support excellence.

We'll manage the entire enrollment process

Once your employees see the benefits of TD Future Builder, they'll want to take advantage of them right away. We have a dedicated call center to assist your employees with the enrollment process.

You can rely on dedicated administrative support

Your company's Plan Supervisor will always know exactly whom call for assistance, advice and guidance.

Our dedicated TD Future Builder Service & Quality Department offers employers -

  • Friendly, professional staff dedicated to your business
  • Toll-free assistance at 1-855-233-5624, 9am to 5pm EST, Monday to Friday


  • No set-up fees whatsoever
  • TD Future Builder does not charge employers set-up, administration or trustee fees of any kind.


Create a plan that's right for you

TD Future Builder gives you the opportunity to choose from a number of options that allow you to design a plan that meets your specific needs and those of your employees.

Simplify the distribution of incentives and bonuses

The program can be set up for employee contributions only or you can choose to build it into your compensation and incentive plan. TD Future Builder can be an ideal way to distribute year-end bonuses.

Optional tax-deductible employer contributions can demonstrate your commitment to employees

Should you choose to make employer contributions, it can reinforce your dedication to helping employees build a more secure financial future. Whatever amount your company decides on is fully tax-deductible as a salary expense. It is also an effective tool to help you attract, retain and motivate key employees.

Optional restricted access

At your discretion, contributions to TD Future Builder may be directed to a restricted access plan.

This option allows you to help protect investments in the Plan by requiring your prior written approval before employee withdraws any funds. This restriction remains in place as long as the employee works for your company.

How to Contact TD Future Builder

If you are currently not a TD Future Builder Group Retirement Savings Plan sponsor and would like to know more about TD Future Builder, fill out our request for information form and one of our TD Future Builder Relationship Managers will contact you.

If you are a TD Future Builder Group Retirement Savings Plan sponsor or supervisor contact the TD Future Builder Service & Quality Department at 1-855-233-5624, from 9:00 a.m. to 5:00 p.m. (ET)., Monday to Friday. OR access information on your plan and remit contributions at the TD Future Builder website www.TDFutureBuilder.com.

If you are a TD Future Builder Group Retirement Savings Plan Member, contact the TD Future Builder Call Centre at 1-855-205-1115, from 8:00 a.m. to 8:00 p.m. (ET), Monday to Friday. OR logon to the TD Future Builder website at www.TDFutureBuilder.com.

Important Mutual Fund Information