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Every Day Chequing Account

A budget-friendly account for everyday banking

It only takes a few minutes.

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Plan Highlights

Estimated value of features – $387 annually1

  • 25 Free Transactions each month: No limits on deposits. Make additional transactions for $1.25 per transaction.

  • No transfer fee to send money using Interac e-Transfer®

  • Monthly fee waived with $3,000 minimum monthly balance2.

Account Fees

Monthly Fee $10.95 – no monthly fee if you have $3,000 or more in your account at the end of each day in the month2
Senior rebate (ages 60+)3 25% off monthly fee
Non-TD ATM fees4 $2.00
ATM fees inside U.S. and Mexico (Free at any TD Bank ATM)5,6 $3.00
ATM fees outside U.S. and Mexico5,6 $5.00

See why so many Canadians choose TD

Open later and longer7

TD has more branches open Sunday than any other bank.

Convenient Banking on Both Sides of the Border

TD offers a variety of cross-border banking services.

TD Mobile Deposit

Deposit cheques using your phone.

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Account Details

EasyWeb® View Cheque service Free
Online Record keeping – Paperless or online statements Free
Interac e-Transfer® No transfer fee8

Frequently Asked Questions

Get your money fast

Instant access to your
paycheque or pension with
no holds on your money with Direct Deposit.

Avoid unexpected cash shortfalls

With overdraft protection9, you're covered against
temporary cash shortages –
now that's peace of mind!

Save money easily

Make saving automatic with
Pre-authorized Transfer Service.

Save with every debit card purchase when you use
Simply Save.

Expand Legal

1This estimate assumes: an average of 25 transactions a month at (25x$1.25x12), including 1 Interac e-Transfer payment a month (each over $100) at $1.00 each ($1.00x12=$12) = $387 annual value of features ($375+$12).

2Minimum monthly balance indicated must be maintained throughout the month.

3Senior's Rebate of 25% off the monthly fee (rounded up to the nearest $0.05) for clients 60 years old and over as of March 5, 2012.

4TD network fees for the use of a non-TD ATM are waived. Some ATM operators also apply a surcharge (sometimes called a convenience fee) to use an ATM. In Canada, all ATM operators must notify you when they apply a convenience fee, and the fee will be displayed for the customer to accept before completing the transaction. This convenience fee is not a TD fee and cannot be waived by TD.

5TD network fees waived, however, other financial institutions may charge fees for use of their ATMs. As well, certain states permit surcharging of international customers at independent ATMs. Other financial institution and surcharge fees will display electronically for the customer to accept before completing the transaction.

6For foreign currency withdrawals performed at non TD ATMs outside of Canada, the exchange rate includes an amount equal to 2.5% of the converted amount.

7Individual branch hours may vary.

8Regular account transaction fees may also apply.

9Subject to approval. All overdrafts must be paid within 89 days, are subject to an interest rate of 21% per annum (subject to change) on the overdrawn amount, and that subsequent deposits to your account will automatically be applied to pay off the overdraft. Overdraft interest rate is subject to change.

Interac e-Transfer is a registered trade-mark of Interac Inc. Used under license.