Personal Chequing Accounts
Personal Chequing Accounts
Best
Value
$29.95
monthly fee
Unlimited
transactions8
monthly fee, waived with $5,000 minimum monthly balance7
-
Up to $1056.50 in value2
Credit card annual fee rebated 3
ATM fees waived1
Most
Popular†
$15.95
monthly fee
Unlimited
transactions8
monthly fee, waived with $4,000 minimum monthly balance7
-
$7254 in value
Free to send money using Interac e-Transfer®
No TD fee on any ATM in Canada
$20 off credit card fee5
No TD fee for using Non-TD ATMs in Canada. $3 foreign ATM fees inside US & Mexico, $5 outside US & Mexico1
$10.95
monthly fee
25 Free
transactions
per month8
monthly fee, waived with $3,000 minimum monthly balance7
-
$3876 in value
No transfer fee to send money using Interac e-Transfer®
$1.25 per additional transaction3
$2 non-TD ATM Fees. $3 foreign ATM fees inside US & Mexico, $5 outside US & Mexico1
All-Inclusive Plan |
Unlimited Plan |
Every Day |
|
---|---|---|---|
Monthly Fee |
$10.95 Waived with $3,000 minimum monthly balance7 |
||
Transactions per month included8 |
Unlimited | Unlimited | 25 |
Approximate value of account features and discounts annually |
$1056.502 | $7254 in value | $3876 in value |
Credit Card Fee Rebate |
Annual Fee rebated3 | $20 off first year5 | |
TD Mobile Deposit |
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New TD Fraud Alerts |
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Convenient US Banking |
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Free access to non-TD ATMs1 |
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Discounted US Banking products and services |
|
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Free Personalized Cheques10 |
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Small Safety Deposit Box11 |
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Non-TD ATM Fees1 |
$0.00 |
$0.00 |
$2.00 |
Foreign ATM Fees inside US & Mexico1 |
$0.00 |
$3.00 |
$3.00 |
Foreign ATM Fees outside US & Mexico1 |
$0.00 |
$5.00 |
$5.00 |
Cost per Additional Transaction |
$0.00 |
$0.00 |
$1.25 |
Specialty Accounts
- No monthly fee
- 25 free transactions each month
- No transfer fee to send money using Interac e-Transfer®11
- 25% off monthly fee9
- $3.95 monthly fee
- 12 free transactions/month
See why so many Canadians choose TD
Open later and longer*
TD has more branches open
Sunday than any other bank.
*Individual branch hours may vary
Convenient US Banking
TD offers a variety of cross-border banking services.
TD Mobile Deposit
Deposit cheques using your phone.
All trade-marks are the property of their respective owners. For trade-mark ownership details, see www.tdcanadatrust.com/aeroplancards
† Based on number of Unlimited Chequing Accounts opened annually as compared to all other Chequing Account types including All-Inclusive Banking Plan, Every Day Chequing Account, Every Day with Student Discount Chequing Account, Seniors' Rebated Accounts, and Minimum Chequing Account as of February 29, 2016.
1 Other financial institutions may charge fees for use of their ATMs.
2 This estimate assumes: an average of 45 transactions a month at $1.25 each for one year (45x$1.25x12=$675), plus one free cheque order (annual fee average $47), plus 12 Interac e-Transfer payments (each over $100) at $1.00 each ($1.00x12=$12), plus annual fee waived for Primary Cardholder for new TD First Class Travel Visa Infinite* Card ($120) and one Authorized User ($50), plus US Dollar Borderless Plan discount with TD US Visa Card ($3.00x12=$36.00 plus $39), plus 1 draft ($7.50), 1 cheque certification ($10) and 1 small safety deposit box (annual rent $60). Total annual value of features equals $1056.50 ($675+$47+$12+$120+$50+$36+$39+$7.50+$10+$60). This estimate assumes choice of TD First Class Travel Visa Card and the addition of one Authorized User, and that customer has a US Dollar Borderless Plan. Estimated number of transactions per month is based on average monthly transactions for TD Chequing Accounts with unlimited transactions over 12 months. Estimated value of account features will vary depending on the number and type of transactions, if there is no Authorized User and/or a TD Platinum or TD Cash Back Visa Infinite* Card is chosen instead.
3 Subject to credit approval. Annual Fee rebate applies only for the Primary Cardholder of one of the following new (to you) TD Credit Cards - TD® Aeroplan® Visa Infinite* Card, TD® Aeroplan® Visa Platinum* Card, TD First Class Travel Visa Infinite* Card, TD Platinum Travel Visa* Card or TD Cash Back Visa Infinite* Card, and for one Authorized User Card for the same TD Credit Card Account for as long as the All-Inclusive account remains open and in good standing. All other fees and charges applicable to the selected and approved TD Credit Card Account continue to apply. Annual Fee rebate for Primary Cardholder and one Authorized User for the same TD Credit Card Account also applies to existing TD Gold Elite Visa Cardholders on the same terms set out above.
4 This estimate assumes: an average of 45 transactions a month at $1.25 each for one year (45x$1.25x12=$675), plus 12 Interac e-Transfer payments (each over $100) at $1.00 each ($1.00x12=$12), plus 9 non-TD ATM withdrawals in Canada at $2.00 each (9x$2.00 = $18.00), plus $20 discount on the 1st year's annual fee for the Primary Cardholder only for your choice of a new (to you) TD Credit Card from one of the following – TD First Class Travel Visa Infinite Card, TD Platinum Travel Visa Card or TD Cash Back Visa Infinite* Card (and provided you remain an Unlimited Account holder in good standing during that first year). Total annual value of features equals $725 ($675+$12+$18+$20). Estimated number of transactions per month is based on average monthly transactions for TD Chequing Accounts with unlimited transactions over 12 months. Estimated value of account features will vary depending on the number and type of transactions.
5 Subject to credit approval. First year Annual Fee discount of $20 applies only to the Primary Cardholder for your choice of a new (to you) TD Credit Card from one of the following – TD® Aeroplan® Visa Infinite* Card, TD® Aeroplan® Visa Platinum* Card, TD First Class Travel Visa Infinite Card, TD Platinum Travel Visa Card, or TD Cash Back Visa Infinite Card provided you remain an Unlimited Accountholder in good standing for the first year. All other fees and charges applicable to the selected and approved TD Credit Card Account continue to apply.
6 This estimate assumes: an average of 25 transactions a month at (25x$1.25x12), including 1 Interac e-Transfer payment a month (each over $100) at $1.00 each ($1.00x12=$12) = $387 annual value of features ($375+$12).
7 Minimum monthly balance indicated must be maintained throughout the month to qualify for the fee waiver.
8 See the complete list of account fees
9 Senior's Rebate of 25% off the monthly account fee (rounded up to the nearest $0.05) for clients 60 years old and over as of March 5, 2012.
10 Ordered online through EasyWeb; any style, including premium cheques.
11 Regular account transaction fees may apply.