Personal Banking Accounts
Chequing Accounts
| All-Inclusive | Our premium, all-inclusive account gives you the peace of mind that comes from knowing that virtually all of your everyday banking needs are covered. | |
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| Unlimited | Peace of mind banking that allows you to transact as often as you want or need - without having to monitor your transactions. With no TD fee for using non-TD ATMs in Canada and no fee to send money using Interac e-Transfer. | |
| Every Day | A budget-friendly choice for those who use their account regularly with a reasonable number of transactions - for a lower monthly fee. Includes no transfer fee to send money using Interac e-Transfer3 | |
| TD Student Chequing Account | A favourite of students enrolled in a full-time post-secondary program with a reasonable number of transactions per month - all with no monthly fee and no transfer fee to send money using Interac e-Transfer3. | |
| Minimum | A chequing account for those with very limited banking needs, and who make only a few transactions a month. | |
Savings Accounts
| TD Every Day Savings | You can have the ultimate in flexibility: a place to save for your goals, interest paid on every dollar and no minimum balance. | |
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| TD High Interest Savings | Build your savings faster with a high interest rate on balances of $5,000 or more, and bank any way you like with no additional transaction fees1. | |
| TD ePremium Savings | Grow your savings with a high interest rate on balances of $10,000 or more, and free online transfers2. | |
| Youth | Savers under 19 years of age get a head start on good financial habits with this account that offers competitive rates plus many free transactions and services. | |
| Tax Free Savings Account | Save for longer-term goals with a registered account that lets you accumulate interest and earnings tax-free. | |
U.S. Dollar Accounts
| U.S. Dollar Daily Interest Chequing Account | Basic U.S. Banking: Travelling or investing in the U.S.? This account can make managing your funds easier. | |
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| Borderless Plan | Preferred U.S. Banking: Offering a wide range of benefits for customers who travel to the U.S. | |
Account Related Services
| Personal Overdraft Protection - Monthly or Pay As You Go | Enjoy peace of mind with overdraft protection - choose from two convenient options. |
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| Simply Save | Simply Save transfers a set amount of money from your chequing account to a savings account when you use your TD Canada Trust Access Card. | |
1Transactions/Debit Transactions include: withdrawals, transfers, cheques, pre-authorized payments, bill payments and Debit Payment purchases. For Debit Payment purchases at merchants outside of Canada who accept Visa Debit, the transaction amount will be converted to Canadian dollars based on the foreign exchange rate charged to TD Canada Trust and will include an additional fee equal to 2.5% of the converted amount. For NYCE® Debit Payment purchases, included in the currency exchange cost will be a conversion fee which is calculated by adding an additional 250 basis points to the interbank U.S. dollar exchange rate. For example, on a purchase of $10 U.S. with an exchange rate of 1.3 the transaction amount will be $13.25 CDN ($10 x 1.325). Deposit transactions are free.
2Transfers from the TD ePremium Savings Account to another TD Canada Trust personal Canadian dollar chequing or savings account registered in the same customer name using EasyWeb® Internet Banking or the TD app are free. All other transfers between accounts are treated as Debit Transactions.
3Regular account transaction fees may apply.
