TD Every Day Savings Account
Start building
your savings
The ideal account if you’re just starting out or expect frequent access to your funds.
Open an Account
It only takes a few minutes to complete a secure application – available 24/7.
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Convenient banking
anytime, anywhere
Benefits of the TD Every Day Savings Account
- Interest paid on every dollar, calculated daily
- 1 free Transaction1 per month
- Unlimited free transfers2 to your TD Canada Trust personal deposit accounts
- No monthly fee
- Free Paperless Record Keeping or Online Statements
Is this the right account for you?
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Expand Transaction Fees
- Additional Transactions for $2.00 each1
- Additional Non-TD ATM withdrawals for $2.00 each within Canada
- Foreign ATM withdrawals (inside U.S. and Mexico) $3 CDN each, FREE at any TD Bank ATM
- Foreign ATM withdrawals (outside Canada, U.S. and Mexico) $5 CDN each
Managing your account is even easier with these services
Save with every debit
card purchase you make
Simply Save transfers a set amount of money from your chequing account to a savings account when you use your TD Access Card
Get started
Make saving automatic
With Pre-authorized Transfer Service, you decide how much you want to save and how often you want to do it. We take care of the rest.
Find out more
Apply Now
1 Transactions include: withdrawals, transfers, cheques, pre-authorized payments, bill payments and Debit Payment purchases. For Debit Payment purchases at merchants outside of Canada who accept Visa Debit, the transaction amount will be converted to Canadian dollars based on the foreign exchange rate charged to TD Canada Trust and will include an additional fee equal to 2.5% of the converted amount. For NYCE® Debit Payment purchases, included in the currency exchange cost will be a conversion fee which is calculated by adding an additional 250 basis points to the interbank U.S. dollar exchange rate. For example, on a purchase of $10 U.S. with an exchange rate of 1.3 the transaction amount will be $13.25 CDN ($10 x 1.325). Deposit transactions are free.
2 Transfers from the TD Every Day Savings Account to another TD Canada Trust personal Canadian dollar chequing or savings account registered in the same customer name are free except for transfers between accounts done by way of cheque or Interac® e-Transfer which are treated as Transactions.