TD High Interest Savings Account
Reach your goals faster with a high interest rate
Plus, get total flexibility to manage your savings in branch, at home or on the go
Open an Account
It only takes a few minutes to complete a secure application – available 24/7.
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Convenient banking
anytime, anywhere
Benefits of the TD High Interest Savings Account
- High interest rate, calculated daily, when your account balance is $5,000 or more
- All Transaction1 Fees noted below (except Foreign ATM Service Fees) waived if minimum monthly balance of $25,000 is maintained2
- No monthly fee
- Free Paperless Record keeping or Online Statements
Expand Transaction Fees
- $5 fee for Transactions1
- Non-TD ATM withdrawals for $2.00 each within Canada
- Foreign ATM withdrawals (inside U.S. and Mexico) are $3 CDN each
- Foreign ATM withdrawals (outside Canada, U.S. and Mexico) are $5 CDN each
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Managing your account is even easier with these services
Save with every debit
card purchase you make
Simply Save transfers a set amount of money from your chequing account to a savings account when you use your TD Access Card
Get started
Make saving automatic
With Pre-authorized Transfer Service, you decide how much you want to save and how often you want to do it. We take care of the rest.
Find out more
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1 Transactions include: withdrawals, transfers, cheques, pre-authorized payments, bill payments and Debit Payment purchases. For Debit Payment purchases at merchants outside of Canada who accept Visa Debit, the transaction amount will be converted to Canadian dollars based on the foreign exchange rate charged to TD Canada Trust and will include an additional fee equal to 2.5% of the converted amount. For NYCE® Debit Payment purchases, included in the currency exchange cost will be a conversion fee which is calculated by adding an additional 250 basis points to the interbank U.S. dollar exchange rate. For example, on a purchase of $10 U.S. with an exchange rate of 1.3 the transaction amount will be $13.25 CDN ($10 x 1.325). Deposit transactions are free.
2 The applicable balance must be maintained each day of the applicable month to entitle you to the waiver of (i) the Monthly Fee for Chequing Accounts, (ii) the Transaction Fee and the Non-TD ATM Service Fee for TD High Interest Savings Account (the Foreign ATM Service Fees and all Administration Fees are not subject to the waiver), and (iii) the Record Keeping Fees, where indicated. Full details available at http://www.tdcanadatrust.com/products-services/banking/accounts/fees.jsp