Effective March 1st, 2016. All fees subject to change.
Transaction Fees
Internet Banking Fees
Cheque Handling
Searches/Notices
Collection Items
Drafts
Account Handling
Recordkeeping
Account Inquiries
Safety Deposit Boxes
Wire Payments
| TRANSACTION FEES |
Canadian Dollar Accounts
(in $CDN)
|
U.S. Dollar Accounts
(in $U.S.)1
|
| Transactions – Chequing Accounts without a Service Plan |
| - Fee per transaction (refer to Business Account Service Plan page for full details on what a transaction is) |
$1.25 |
$1.25 |
| Deposit Content – Chequing Accounts without a Service Plan |
| - Fee per item deposited2 |
$0.22 |
$0.22 |
| - Cash (paper currency and coin) deposits3 per $1,000 |
$2.50 |
$2.50 |
| Deposit Content – All Chequing Accounts |
| - In branch – paper currency supplied per $1,000 |
$2.00 |
$2.00 |
| - Direct delivered - paper currency supplied per 100 notes (Requires the customer to contact and pay for a TD Canada Trust approved armoured car delivery service) |
$0.50 |
$0.50 |
| - Coin supplied per roll |
$0.12 |
$0.12 |
| Requests for Funds Transfer Fee (to Branch) |
| Transfer between a customer's own TD Canada Trust accounts, if requested to branch by telephone, mail or facsimile |
$5.00 |
$5.00 |
| Bill Payments |
- In-branch
paid by cash or cheque(Handling Fee) |
$1.00 |
n/a |
| Non-sufficient Funds4 |
|
| - Returned |
$48.00 |
$48.00 |
- Paid (plus overdraft interest
charges) |
$5.00 |
$5.00 |
| Non-TD ATM |
| - Interac |
$2.00 |
n/a |
| Plus System5 |
- Handling Fee within U.S.
and Mexico |
$3.00 |
n/a |
- Handling Fee outside Canada, U.S.,
and Mexico |
$5.00 |
n/a |
| INTERNET BANKING FEES |
Canadian Dollar Accounts
(in $CDN)
|
U.S. Dollar Accounts
(in $U.S.)1
|
Tax Payment and filing
- per payment and filing |
$2.00 |
$2.00 |
EasyWeb View Cheque Service
- per cheque image for a Business Chequing Account with Every Day A, B or C, or Unlimited Business Plan |
FREE |
FREE |
EasyWeb View Cheque Service6
- per cheque image for any other type of Small Business account or service plan |
$1.50 |
$1.50 |
Send an Interac e-Transfer
- per transfer |
$1.50 |
n/a |
Cancel an Interac e-Transfer
- per transfer |
$5.00 |
n/a |
| Receive an Interac e-Transfer |
FREE |
n/a |
| CHEQUE HANDLING |
Canadian Dollar Accounts
(in $CDN)
|
U.S. Dollar Accounts
(in $U.S.)1
|
| Cheque Certification |
| - Account holder |
$10.00 |
$10.00 |
| - Non-account holder |
$15.00 |
$15.00 |
| - Holding a post-dated cheque to be deposited in-branch |
$5.00 |
$5.00 |
Stop Payments
(cheque or pre-authorized payment) |
| - Stop Payment |
$12.50 |
$12.50 |
| Cheque Not Written in Currency
of Account
|
$20.00 |
$20.00 |
Returned Item
(includes mail advice to payee) |
$5.00 |
$5.00 |
| SEARCHES/NOTICES |
Canadian Dollar Accounts
(in $CDN)
|
U.S. Dollar Accounts
(in $U.S.)1
|
| Searches (e.g. cheque copy) |
- If processed after 90 days
(per request) |
$15.00 |
$15.00 |
| Inactive/Dormant & Unclaimed Deposit Fee |
| - 2-year fee |
FREE |
FREE |
| - 5-year fee |
FREE |
FREE |
| - 9-year fee |
FREE |
FREE |
| COLLECTION ITEMS 7 |
Canadian Dollar Accounts
(in $CDN)
|
U.S. Dollar Accounts
(in $U.S.)1
|
| Canadian or U.S. Cheque Sent for Re-presentment Within Canada |
$30.00 |
$30.00 |
Outgoing Cheque Collections8
Canadian Dollar, U.S. Dollar or foreign currency cheques payable outside of Canada |
0.20% min. $30 max. $150 |
0.20% min. $30 max. $150 |
| Collection Item Returned Unpaid |
$15.00 |
$15.00 |
| DRAFTS 9,10 |
Canadian Dollar Accounts
(in $CDN)
|
U.S. Dollar Accounts
(in $U.S.)1
|
| Any Canadian, U.S., Foreign, International Draft |
$7.50 |
$7.50 |
| Request for refund or replacement of lost or stolen draft |
$10.00 |
$10.00 |
| ACCOUNT HANDLING |
Canadian Dollar Accounts
(in $CDN)
|
U.S. Dollar Accounts
(in $U.S.)1
|
| Bank Confirmation |
$25.00 |
$25.00 |
| Certificate of Balance |
FREE |
FREE |
Transfer/Payment
Sent by Mail9 |
Draft price
(plus postage) |
Draft price
(plus postage) |
Transfer Confirmation
by Mail or Fax |
$2.00 |
$2.00 |
Account Balance Transferred
to Another Financial Institution
(per account) |
$15.00 |
$15.00 |
Express Deposit Bags
See D+HTM Business ChequeSelector catalogue for pricing |
NA |
NA |
| Electronic Bill Payment Service Set up Fee |
$125 |
$125 |
| Record-keeping |
Canadian Dollar Accounts
(in $CDN)
|
U.S. Dollar Accounts
(in $U.S.)1
|
| Online Statement |
FREE |
FREE |
| Paperless |
FREE |
FREE |
| Paper Statement |
|
|
| Business Chequing Account with TD Every Day A, B or C , or TD Basic Business Plan |
| - Month-end statement |
$2.00 |
$2.00 |
| - Each additional statement |
$2.00 |
$2.00 |
| Business Chequing Account with TD Unlimited Business Plan, Community Plan or Community Plan Plus |
| - Month-end statement |
FREE |
FREE |
| - Each additional statement |
$2.00 |
$2.00 |
| Other Chequing Accounts |
| - Month-end statement |
$5.00 |
$5.00 |
| - Each additional statement |
$5.00 |
$5.00 |
| Business Savings Account |
$2.00 |
NA |
| Interim Statement |
| - EasyLine via fax (per page) |
$2.50 |
$2.50 |
| - Monthly record-keeping fee (Passbook)11 |
$2.25 |
$2.25 |
| Account Inquiries |
Applicable to both Canadian Dollar and U.S. Dollar Accounts
(in $CND)
|
Outgoing Cheque Collections
|
- In-branch by telephone or in
person (per request) |
$5.00 |
| - EasyLine or EasyWeb |
FREE |
- TD app -
log in anytime, anywhere using the same credentials as EasyWeb on an iPhone, Blackberry, or Android device |
FREE |
| Credit Reports |
| Inquiry in Canada, written |
| - Per hour |
$40.00 |
| - Minimum |
$18.50 |
| Inquiry outside Canada, written |
| - Per hour |
$40.00 |
| - Minimum |
$23.00 |
| SAFETY DEPOSIT BOXES |
Applicable to both Canadian Dollar and U.S. Dollar Accounts
(in $CND)
|
| Size12 |
| - Small (1.0-9.0 sq. inches) |
$60.00 |
| - Medium (9.1-17.5 sq. inches) |
$85.00 |
| - Large (17.6-27.0 sq. inches) |
$125.00 |
- X-Large/Super Large
(27.1 sq. inches and greater) |
$5.00/sq. inch |
| Annual Billing Fee notice |
$5.00 |
| Late payment fee |
$5.00 |
| Box Maintenance Fee |
| - drilling fee |
$200.00 |
| - replacement key |
$50.00 |
| WIRE PAYMENTS 7,13 |
Applicable to both Canadian Dollar and U.S. Dollar Accounts
(in $CND)
|
| Outgoing Wire Transfers |
| - $10,000 or less |
$30.00 |
| - $10,000.01 to $50,000 |
$50.00 |
| - over $50,000 |
$80.00 |
| Incoming Wire Transfers |
$17.50 |
| Wire Investigation Fee for Non-bank Errors |
| - per hour |
$40.00 |
| - minimum |
$25.00 |
|
