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Interchange Rates

Provided below, are links to the Interchange Rates set by the payment networks (Visa Canada and MasterCard Canada) (collectively, the "Networks"), for processing credit card payments.

The rates that apply to you are based on your primary business. Which category below does the product/service generating the majority of your sales fall in? For a complete listing of business descriptions that fall in each category, click on the category name. To view the Interchange Rates that are applicable to you, click on the PDF icon below the category name.

Everyday Spend





  • Alterations, Mending, Seamstresses and Tailors
  • Automobile Parking Lots and Garages
  • Bakeries
  • Barber and Beauty Shops
  • Book Stores
  • Books, Periodicals and Newspapers
  • Car Washes
  • Cleaning Garment and Laundry Services
  • Dairy Products Stores Selling Packaged Dairy
  • Drug Stores and Pharmacies
  • Dry Cleaners
  • Eating Places and Restaurants Offering Table
  • Fast Food Restaurants
  • Freezer Locker Meat Provisioners Selling Fresh or
         Frozen Meat and Seafood
  • Hardware Stores
  • Hat Cleaning Shops, Shoe Repair Shops and Shoe
  • Home Supply Warehouse Stores
  • Laundry Services – Family and Commercial
  • Lawn and Garden Supply Stores
  • Limousines and Taxicabs
  • Miscellaneous Food Stores, Convenience Markets
         and Vending Machines Selling Specialty Foods
  • News Dealers and Newsstands
  • Pet Shops: Pet Foods and Supplies
  • Variety Stores
  • Charitable and Social Service Organizations
  • Service Stations(with or without Ancillary Services)
  • Automated Fuel Dispenser
  • Grocery Stores and Supermarkets
  • If your business doesn't fall in any of the other
         categories, the Standard category Interchange
         Rates as set by the Networks apply.

If you have questions or are uncertain about what Interchange Rates apply to you, we encourage you to call us at 1-800-363-1163. Final confirmation of rates that apply to you will be sent to you at the time of set-up. Rates are not applicable when processing debit and credit transactions with us using our TD Mobile POS terminal.