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Our banking package has everything
you need to get started.



Get your New to Canada banking package today!

To get your package, you must apply in person, not online. You can choose a branch where your language is spoken.

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Make an appointment

We can also help you finance
your first home

The New to Canada banking package is available only if you…

  • Are either a Permanent Resident or Temporary Resident of Canada and have been one for 2 years or less
  • Provide proof of your status through your Permanent Resident Card or Temporary Permit
  • Have never opened or held a TD Chequing Account
  • Are the age of majority in your Province or Territory of Residence

To get your package, bring 2 pieces of identification:

(1) One of the following documents:

  • Permanent Resident Card
  • Confirmation of permanent residence (e.g., IMM Form 5292)
  • Temporary Permit (e.g., IMM Form 1442, 1208, 1102)

(2) One of the following documents:

  • A valid passport
  • Canadian Driver’s Licence
  • Canadian Government Identification card

You may also qualify for a TD Mortgage even if you have no credit history if …

  • You are a Permanent Resident or have applied to become a Permanent Resident in Canada
  • AND you have been in Canada for 5 years or less

Starting again

Wei says that flexibility and resilience helped him overcome the challenges of being a newcomer.


Finding confidence

Ada explains how being well-informed and having confidence in your skills can help you build the life you want.


Looking ahead

Harry reveals how looking ahead and being curious has helped him find the courage to reach his goals.

We’ve been serving newcomers to Canada for over 100 years

Learn more about TD


You can open your TD bank account before you arrive in Canada

If you live in China or India and are moving to Canada, you can call us to open your TD bank account up to 75 days before you arrive. You can also transfer up to $25,000 into your new TD bank account before you arrive in Canada. When you arrive in Canada, visit a TD branch to activate your new bank account.

Make sure you have your Canadian Immigration Visa on hand when you call.

  • If you live in North China, call 10800-714-1820
  • From South China, call 10800-140-1852
  • From India, you can call collect to 416-351-0613
  • If you are calling from a North American location, call 1-855-537-5355
  • More than 200 languages.
  • ATM (automated bank machine) service in English, French,
    Chinese, Italian and Portuguese.
  • Telephone banking available in Mandarin and Cantonese.
We speak your language
Questions about your finances?

Questions about your finances? TD Helps!

Simply post a question and TD Experts and community members will answer. From saving money to financing a home, TD Helps can answer your financial questions.

Safe and secure banking

Safe and secure banking

  • When you bank with TD, your money and personal information are always protected.
  • Our Online Security Guarantee protects you from theft or losses from unauthorized online banking activity.
  • When you use your TD Credit Card, with Zero Liability protection from either Visa or MasterCard (as applicable), you are protected against unauthorized transactions.
How to build a Canadian credit history

How to build a Canadian credit history

Using a credit card responsibly can help you build a positive Canadian credit history. This can help when you need to borrow money to buy a car, or a home, or to open your own business.

How to build a credit history

Did you know?

Did you know?

With a chequing account, personal cheques are included as a convenient alternative to using cash, and they are often used to pay for things like rent and school trips.


We’re here to help you achieve all your financial goals.

What are your goals?

Easy access to the services you need.

  • Transfer money
  • Exchange currency

Learn about money transfers and other services


Questions? We’re here to help.

We’d be happy to answer any questions about banking or help you with your personal finances. You can even choose a branch where your language is spoken.

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Make an appointment

TD Helps

You ask, we answer