Life PlanningNew to CanadaProducts and Services › Ways to Borrow, Save and Invest

Ways to borrow, save and invest

We have the products and services to help get you there

We have the products and
services to help get you there

Whether you want to buy a home or car, start a business, or save for your retirement, we have the products and services to help get you there

Helping you achieve all your goals

An auto loan is a convenient and flexible way to finance a new or used vehicle. Get the vehicle that is right for you with financing that fits your budget.

Learn more about auto loans

Financing a car

Your home will probably be your biggest single purchase. TD Mortgage Specialists can help you choose the right mortgage for your needs.

Learn more about mortgages

Financing a home

TD has the solutions for all your small business banking needs. Our Small Business Advisors can help you choose the right banking solutions for your business.

Explore small business
banking options

Starting a business

A Retirement Savings Plan (RSP) is a Canadian government-sponsored savings arrangement that provides you with special tax benefits. It’s a great way to save for a comfortable retirement. The contributions you make are tax-deductible and your money grows tax-deferred in an RSP.

Save for your retirement
with an RSP

Saving for retirement

TD Direct Investing offers trading platforms, online tools and support to help you invest with confidence.

Learn about TD Direct
Investing

Invest your savings and make trades

Borrowing money can be a good financial decision, if it is done wisely. Get the things you want and use the right credit for your situation.

Learn more about personal
loans

Learn more about lines of
credit

Borrow money

Precious metals are a great investment and can also be a valuable gift. We make it easy for you to purchase bullion ("bars"), coins and certificates at TD branches.

How to purchase bullion, coins and certificates

Buy precious metals

We’ve been serving newcomers to Canada
for over 100 years

When you bank with TD, your money and personal information are always protected.

More than 1,150 branches — open later and longer than other Canadian banks, with 400 open on Sundays.2

Service in over 200 languages.

Explore these other solutions for newcomers to Canada

Our New to Canada package

Our package for newcomers to Canada has
everything you need to get started.


When you visit a TD branch, you’ll need to bring 2 pieces of identification:

(1) One of the following documents:

  • Permanent Resident Card
  • Confirmation of permanent residence (IMM Form 5292)
  • Temporary Permit (IMM Form 1442, 1208, 1102)

(2) One of the following documents:

  • A valid passport
  • Canadian Driver’s Licence
  • Canadian Government Identification card
To qualify for the New to Canada banking package:
  • You are either a Permanent Resident or Temporary Resident of Canada for 2 years or less
  • You provide proof of your status through your Permanent Resident Card or Temporary Permit.
  • You have never opened or held a TD Chequing Account
  • You are the age of majority in your Province or Territory of Residence.

TD Helps

You ask, we answer