TD Savings Accounts
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Select the benefits you want and we’ll show you a list
of TD Savings Accounts that have them.
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Start saving with flexible and convenient access to your money when you need it
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None |
None |
None |
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Free2 |
$5.00 or Free with $25,000 minimum monthly balance4 |
Free online transfers8 |
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$5.00 per Transaction3 |
ExpandValuable services |
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Withdrawal from a Non-TD ATM |
$2.00 each | $2.00 each | $2.00 each |
Withdrawal from a Foreign ATM (inside U.S. and Mexico)5 |
$5.00 each | $5.00 each | $5.00 each |
Withdrawal from a Foreign ATM (outside U.S. and Mexico)5 |
$5.00 each | $5.00 each | $5.00 each |
ExpandAdditional account features |
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Interest rate6 - Account balance - Interest rate |
$0 - $4,999.99 $5,000+ 0.05% 0.05% |
$0 - $4,999.99 $5,000+ 0.00% 0.50% |
$0 - $9,999.99 $10,000+ 0.00% 0.65% |
Set up a Pre-authorized Transfer Service or Simply Save to help grow your savings faster! |
Set up a Pre-authorized Transfer Service or Simply Save to help grow your savings faster! |
Set up a Pre-authorized Transfer Service or Simply Save to help grow your savings faster! |
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ExpandExclusive TD features |
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TD Coin Counter access |
FREE for TD personal banking customers |
FREE for TD personal banking customers |
FREE for TD personal banking customers |
Longer hours7 |
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Weekend hours7 |
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ExpandConvenient ways to move money |
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Send an Interac |
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Receive an Interac |
Free |
Free |
Free |
ExpandStaying connected |
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Online banking |
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Mobile banking |
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Telephone banking |
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Access to a large Canadian ATM network |
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ExpandStaying organized |
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Paperless Record keeping |
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Online Statements |
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Paper Statements |
$2 / month or Free with $1,000 Minimum Monthly Balanced4 |
$2/ month or Free with $25,000 Minimum Monthly Balanced4 |
Not Available |
Ready to start |
Need help choosing?
Our Account Selector Tool will find the best savings account for you.
Specialized Accounts
Savers under 19 years of age get a head
that offers a competitive rate plus many
account services.
1 For a complete listing of account fees, see http://www.tdcanadatrust.com/products-services/banking/accounts/fees.jsp
2 Transfers from the TD Every Day Savings Account to another TD Canada Trust personal Canadian dollar chequing or savings account registered in the same customer name are free except for transfers between accounts done by way of cheque or Interac® e-Transfer which are treated as Transactions.
3 Transactions include: withdrawals, transfers, cheques, pre-authorized payments, bill payments and Debit Payment purchases. For Debit Payment purchases at merchants outside of Canada who accept Visa Debit, the transaction amount will be converted to Canadian dollars based on the foreign exchange rate charged to TD Canada Trust and will include an additional fee equal to 2.5% of the converted amount. For NYCE® Debit Payment purchases, included in the currency exchange cost will be a conversion fee which is calculated by adding an additional 250 basis points to the interbank U.S. dollar exchange rate. For example, on a purchase of $10 U.S. with an exchange rate of 1.3 the transaction amount will be $13.25 CDN ($10 x 1.325). Deposit transactions are free.
4 The applicable balance must be maintained each day of the applicable month to entitle you to the waiver of (i) the Monthly Fee for Chequing Accounts, (ii) the Transaction Fee and the Non-TD ATM Service Fee for TD High Interest Savings Account (the Foreign ATM Service Fees and all Administration Fees are not subject to the waiver), and (iii) the Record Keeping Fees, where indicated. Full details available at http://www.tdcanadatrust.com/products-services/banking/accounts/fees.jsp
5 Service Fees are in addition to the applicable Transaction Fee. For foreign currency withdrawals performed at ATMs outside of Canada, the exchange rate includes an amount equal to 2.5% of the converted amount.
6 Please see our current interest rates: http://www.tdcanadatrust.com/products-services/banking/accounts/account-rates.jsp. Interest rates are subject to change.
7 Individual branch hours vary.
8 Transfers from the TD ePremium Savings Account to another TD Canada Trust personal Canadian dollar chequing or savings account registered in the same customer name using EasyWeb® Internet Banking or the TD app are free. All other transfers between accounts are treated as Transactions.
9 Interest is payable on daily balances of $5,000 or more.
10 Interest is payable on daily balances of $10,000 or more.
11Transaction fees may also apply.
Interac e-Transfer is a registered trade-mark of Interac Inc. Used under license.