Annual interest rates, fees and features are current as of June 19, 2017 unless otherwise indicated and subject to change.

All trade-marks are the property of their respective owners. For trade-mark ownership details, see www.tdcanadatrust.com/aeroplancards

The Aeroplan Program is a coalition loyalty marketing program owned and operated by Aimia Canada Inc. Visit aeroplan.com for complete terms and conditions of the Aeroplan Program. The Toronto-Dominion Bank and its affiliates are not responsible for the Aeroplan Program.

1. Welcome Bonus Aeroplan Miles (“Welcome Bonus Miles”) will be awarded to the Aeroplan Member Account of the designated owner/sole proprietor or partner associated with the business who is the holder ("Primary Business Cardholder") of the TD Aeroplan Business Credit Card Account that is charged an annual fee of $149 (the “$149 Account”). The Welcome Bonus Miles will be awarded only after the first Purchase is charged to the $149 Account with the Card that has the $149 annual fee (the “First Purchase”). If you have opened a $149 Account in the last 6 months, you will not be eligible for this offer. We reserve the right to limit the number of $149 Accounts opened by, and the number of Welcome Bonus Miles awarded to, any one person. Please allow up to 4 weeks after the First Purchase is posted to the $149 Account for the Welcome Bonus Miles to be credited to the Primary Business Cardholder's Aeroplan Member Account. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.
2. To receive the 5,000 Aeroplan Miles bonus for adding your first Additional Cardholder (the "Additional Cardholder Bonus"):
   
   As a NEW TD Aeroplan Visa Business Cardholder with the Annual fee of $149 ("$149 Account"): (a) you must apply for the $149 Account between March 6 and June 14, 2017; (b) if approved, you must add your first Additional Cardholder between March 6 and June 14, 2017; and (c) this first Additional Cardholder must make their first Purchase with their Card by July 31, 2017.
   
   There is no limit on the number of Additional Cardholders that can be added but you will only receive 1 (one) Bonus. If you already have a $149 Account and one or more Additional Cards have already been issued to your business, you will not be eligible for the Bonus. Annual Fee for each Additional Cardholder added will apply. The Business Borrower and the Individual Borrower(s) are responsible for all charges to the $149 Account and all charges made to Accounts held by Additional Cardholders.
   
   We reserve the right to limit the number of $149 Accounts and the number of miles awarded to any one person. The $149 Account must be in good standing at the time the bonus miles are awarded. Additional Cardholder Bonus miles will appear in the Aeroplan Member account associated with the $149 Account (the “Designated Aeroplan Member Account”). Please allow up to 12-15 weeks after you fulfill the conditions for the offers, for the miles to be credited to the Designated Aeroplan Member Account. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. These miles are not eligible for Aeroplan status.
3. This Aeroplan Miles Offer (“Offer”) is available for new and existing TD Aeroplan Visa* Business Cardholders between March 6, 2017 and June 14, 2017 (“Offer Period”) only as follows: do one or more of the following for the same legal entity that has a new or existing $149 Aeroplan Visa Business Card Account by June 14, 2017:
   
   1) Open a new Business Chequing Account, with a TD Every Day A, B, C, or Unlimited Business Plan (the “New Business Account”) 2) Apply during the Offer Period for either a Business Line of Credit ("BLOC") with a minimum credit limit of $50,000, or a Business Loan ("BLON") with a minimum approved amount of $50,000 and a minimum one year term and have either made available by July 31, 2017; 3) Apply during the Offer Period and be approved for a new TD Merchant Solutions Account with a three-year agreement term, and by July 31, 2017 process at least one credit or debit card payment transaction with your TD Merchant Solutions payment solution. 4) Apply during the Offer Period for Remote Deposit Capture ("RDC") and if you are approved, have RDC made available by July 31, 2017.
   
   You are not eligible for the Offer in relation to opening a new Business Chequing Account if you have a Business Chequing Account as of March 5, 2017 and you are not eligible for the Offer in relation to opening a BLOC or getting a BLON if you are replacing an existing BLOC or BLON with a new BLOC or BLON, unless (i) the credit limit on your new BLOC is $50,000 or more above the credit limit on the BLOC you are replacing or above the outstanding principal amount of the BLON you are replacing as of March 5, 2017 or (ii) the funded amount of your new BLON is $50,000 or more above the credit limit of the BLOC you are replacing or above the outstanding principal amount of the BLON you are replacing as of March 5, 2017. If one of your choices is applying for a new TD Merchant Solutions account and commencing credit/debit card payment processing (as described in item 3 above) and you improperly terminate your contract with us before the three-year term is completed, in addition to any applicable early termination fee or any other rights or remedies we may have you may also be liable for an additional cancellation fee of $140. For this Offer, no waiver will be permitted of either (i) the monthly fee on the service plan for a New Business Account; or (ii) the monthly fee on a Business Line of Credit. The Business Chequing Account must be in good standing and remain in an eligible service plan at the time the Aeroplan Miles offer is awarded. The TD Aeroplan Visa* Business Card Account with the $149 Annual Fee ("$149 Account") must be in good standing at the time the Aeroplan Miles Offer is awarded. The Aeroplan Miles will be credited to the Aeroplan Membership account associated with the $149 Account (the “Designated Aeroplan Member Account”). Allow 12-15 weeks after all conditions have been met for the miles to be credited to the Designated Aeroplan Member Account. These miles are not eligible for Aeroplan status. Other conditions apply. This offer cannot be combined with any other offer. TD Canada Trust reserves the right to change, cancel, extend or withdraw this Offer, or any portion of it, at any time without notice.
4. Applies to new TD First Class Travel Visa Infinite Accounts (Account) only. The Welcome Bonus of 20,000 TD Points (Bonus) will be awarded to the Account only after the first Purchase is charged to the Account. Limit of one (1) Bonus offer per Account. We reserve the right to limit the number of Accounts opened by any one person. Other conditions apply. Offer may be changed, extended or withdrawn at any time without notice and cannot be combined with any other offer.
5. Applies to new TD Platinum Travel Visa Accounts (Account) only. If you are approved, the Welcome Bonus of 15,000 TD Points (Bonus) will be awarded to the Account only after the first Purchase is charged to the Account. Limit of one (1) Bonus offer per Account. We reserve the right to limit the number of new Accounts opened by any one person. Other conditions apply. Offer may be changed, extended or withdrawn at any time without notice and cannot be combined with any other offer.
6. Applies to new TD Classic Travel Visa Accounts (Account) only. If you are approved, the Welcome Bonus of 2,000 TD Points (Bonus) will be awarded to the Account only after the first Purchase is charged to the Account. Limit of one (1) Bonus offer per Account. We reserve the right to limit the number of Accounts opened by any one person. Other conditions apply. Offer may be changed, extended or withdrawn at any time without notice and cannot be combined with any other offer.
7. Net purchases are all eligible Purchases charged to your TD Gold Elite Visa Card Account less refunds, rebates and similar credits. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest and optional services, refunds, rebates or other similar credits do not earn the 1% Cash Rebate
8. Cash back rewards are earned on Purchases charged to the Account. Credit for refunds, returned items, rebates or other similar credits will reduce or cancel the cash back rewards earned by the full or partial amount originally charged to the Account. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and Access Cheques), interest charges, optional services, refunds, rebates or other similar credits do not earn cash back rewards.
9. Preferred variable annual interest rate is TD Prime rate (TD Prime)+ 1.50%, TD Prime +3.75%, TD Prime +7.75%, TD Prime +9.25%, TD Prime + 10.75%, TD Prime +12.75% depending on your credit assessment. As of July 13, 2017, TD Prime was 2.95% so preferred rates range from 4.20% to 15.45%. Visit http://www.tdcanadatrust.com/customer-service/todays-rates/td-prime/prime.jsp for current TD Prime. Standard Rate of 24.99% on Purchases or 27.99% on Cash Advances applies if Minimum Payment is not received within 30 days of Payment Due Date.
10. Purchases and Cash Advances made in currencies other than U.S. Dollars will be converted to U.S. Dollars on your TD Credit Card statement and are subject to a currency conversion charge.
11. Welcome Bonus applies only to the new TD Business Travel® Visa* Account opened for the Card with the Annual Fee of $149 issued in the name of the business (the “Account”). If you are approved, the Welcome Bonus will be awarded to the Account only after the first Purchase is charged to the Account. Limit of one (1) Welcome Bonus for the Account. We reserve the right to limit the number of Accounts opened by any one person or business. Welcome Bonus does not apply to additional Cards issued in the name of the same business. Other conditions apply. Offer may be changed, extended or withdrawn at any time without notice and cannot be combined with any other offer.
12. Preferred variable annual interest rate is TD Prime plus one of the following fixed percentage rates of interest (Fixed Rate): TD Prime + 2.0%, TD Prime + 4.0%, TD Prime + 7.0%, TD Prime +10.0%, TD Prime + 12.0% and TD Prime + 15.0%. The standard rate of 21% applies if your Minimum Payment is not received within 30 days from your Payment Due Date. The standard rate of 21% applies if your Minimum Payment is not received within 30 days from your Payment Due Date. The Fixed Rate that is added to TD Prime is assigned by us and may be re-assigned by us annually based on an assessment of the Business Borrower and Individual Borrower(s) credit record in our absolute discretion.
13. Welcome Bonus: Welcome Bonus of 6% in Cash Back Dollars ("Welcome Bonus Rebate") applies to new TD Cash Back Visa Infinite Accounts ("Account") in the first 3 months of Account opening ("First 3 Months") to a maximum total collective spend of $3500 ("Welcome Bonus Cap") on any one or more of the following transactions charged to the Account:
    (i) Purchases of gas or gas station services or products ("Gas Purchases");
    (ii) Purchases of groceries or grocery items ("Grocery Purchases"); and
    (iii) Each $1.00 in recurring bill payments set up on your Account ("Pre-Authorized Payments").
    Any returned items, refunds, rebates or other similar credits on any Gas Purchase, Grocery Purchase or Pre-Authorized Payment made during the First 3 Months will reduce or cancel the Cash Back Dollars earned at the Welcome Bonus Rebate on the original Gas Purchase, Grocery Purchase or Pre-Authorized Payment, as applicable.
    Welcome Bonus Cap: Once the Welcome Bonus Cap is reached, any further Gas Purchases, Grocery Purchases and Pre-Authorized Payments made in the First 3 Months will earn Cash Back Dollars at the regular accelerated 3% rebate that applies to each of Gas Purchases, Grocery Purchases and Pre-Authorized Payments as set out in your Cardholder Agreement ("Accelerated Rebate"). Applicability of Welcome Bonus Rebate: Welcome Bonus Rebate is in place of, and not in addition to, the Accelerated Rebate.
    $15,000 Cap on each of Gas Purchases, Grocery Purchases and Pre-Authorized Payments: After the First 3 Months, the Accelerated Rebate will apply to all Gas Purchases, Grocery Purchases and Pre-Authorized Payments charged to your Account up to a $15,000 maximum net annual spend ("$15,000 Cap") for each of Gas Purchases, Grocery Purchases and Pre-Authorized Payments. Once the $15,000 Cap is reached for any of Gas Purchases, Grocery Purchases or Pre-Authorized Payments, then any further Gas Purchases, Grocery Purchases and Pre-Authorized Payments made on the Account will only earn Cash Back Dollars at the standard rebate of 1% that applies to all other Purchases on the Account as set out in your Cardholder Agreement.
    First Year Reduction of $15,000 Cap: During the first year that the Account is open, the $15,000 Cap for each of Gas Purchases, Grocery Purchases and Pre-Authorized Payments will be reduced by the actual corresponding amount of Gas Purchases, Grocery Purchases and Pre-Authorized Payments made in the First 3 Months. For example, if you spend $2,000 in Gas Purchases in the First 3 Months, the $15,000 Cap for Gas Purchases will be reduced by $2,000 to $13,000 for the remaining 9 months of the first year the Account is open.
    Merchant Category Codes: To earn the Welcome Bonus Rebate on Gas Purchases and Grocery Purchases, the Gas Purchase or Grocery Purchase must be made at merchants classified through the Visa network with a Merchant Category Code ("MCC") that identifies them in the "gas" or "grocery" category. Some merchants may sell gas or gas station services or products, or groceries or grocery items, or have separate merchants located on their premises that also sell gas or gas station services or products, or groceries or grocery items, but may not be classified with a gas or grocery MCC and such Purchases will not earn the Welcome Bonus Rebate. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472.
    Other Conditions: Welcome Bonus may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.