Products and Services

Our banking package for newcomers

New to Canada banking package1

Start building your financial foundation in Canada:

Expand Am I eligible?

To qualify for the New to Canada banking package:

  • You are either a Permanent Resident or Temporary Resident of Canada for 2 years or less
  • You provide proof of your status through your Permanent Resident Card or Temporary Permit
  • You have never opened or held a TD Chequing Account
  • You are the age of majority in your Province or Territory of Residence

Expand Get a chequing account with no monthly fee2

Get a chequing account with no monthly fee:

Expand Get a savings account with a bonus rate4

Get a savings account with a bonus rate4

Expand Get a credit card, no credit history required5

Get a credit card5:

  • Get an unsecured TD Credit Card even if you have no credit history, and be eligible for a credit limit of up to $1,000
  • Higher credit limits may be available to you with a secured TD Credit Card
  • A credit card can help you build your Canadian credit history

Expand Get no-fee money transfers6

Get no-fee money transfers:

  • Transfer money internationally using Visa Direct and we’ll refund the transfer fee on one transfer per month for six months6
  • Send money to over 170 countries in more than 150 currencies7

Expand What do I need to bring to the branch?

When you visit a TD branch, you’ll need to bring 2 pieces of identification:

1. One of the following documents:

  • Permanent Resident Card
  • Confirmation of permanent residence (e.g., IMM Form 5292)
  • Temporary Permit (e.g., IMM Form 1442, 1208, 1102)


2. One of the following documents:

  • A valid passport
  • Canadian Driver’s Licence
  • Canadian Government Identification card

Other identification documents may be acceptable or required. Please visit a TD branch for details.

Are you an International Student?

From everyday banking to credit cards and money transfers, see how we’ve got you covered while you settle in with the TD International Student Package.

Buy your first home in Canada8

  • You may qualify for a TD mortgage, even if you don’t yet have credit in Canada
  • A TD specialist can help guide you with the financing for a new home
  • As your goals and finances change, TD Flexible Mortgage Features let you adapt your payments to fit your needs

Are you ready to get started?
Visit a local branch.

More than 1,150 branches to serve you – in multiple languages.

Find a branch near you

What are your goals?

  • Finance a car
  • Finance a home
  • Plan for my children’s education
  • Invest my savings
  • Start a business

See how to borrow, save and invest

Expand Legal