Loans
Loans for exactly what you need
A loan is a great option when you know exactly how much you want to borrow with a payment frequency that allows you to pay off your debt in a specified period of time.
-
Funds upfront
Get what you need all at one time.
-
Repayment schedule
We’ll help you create a repayment schedule with a term and amortization period that works for you.
Our loans at a glance:
Expand Auto Loan
Is this right for me?
If you need a loan to make a vehicle purchase (new or used) and want fixed payments
Maximum Principal Amount:
Depends on the vehicle (new or used)
Rates:
- Fixed Rates
- Variable rates based on TD Prime Rate
Fees:
A security registration fee (amount depends on province)
Expand On-the-spot RSP Loan
Is this right for me?
If you need a loan to take advantage of your unused RSP contribution room
Maximum Principal Amount:
Up to your unused RSP contribution room for that year
Rates:
- Fixed Rates
- Variable rates based on TD Prime Rate
Other details:
Defer payments for up to 120 days (interest continues to accrue). Must be paid back within the 1-year term.
Fees:
No fee
Expand CarryForward RSP Loan
Is this right for me?
If you need a loan to take advantage of your unused RSP contribution room
Maximum Principal Amount
Up to $50,000
Rate
- Fixed Rates
- Variable rates based on TD Prime Rate
Other details:
Defer payments for up to 120 days (interest continues to accrue). Must be paid back within the 1-10 year term choice.
Fees
No fee
Expand Personal Loan
- Subject to the terms of your Overdraft Protection Agreement