Credit Cards

A safe and convenient way to make purchases

A credit card is a convenient way to pay for everyday purchases so you don’t have to carry cash. Here are some of the other ways that a credit card can be useful to you.

We have a range of credit card products to meet your needs:

Expand I need help finding the right Credit Card

We offer a range of Credit Cards to meet your needs.

Choose the right Credit Card

Expand I need to build a credit history in Canada

Using a Credit Card responsibly and paying it off on time are ways to help build your credit history. With a positive credit history, it will be easier to borrow money to buy a car, a home, or open a business.

How to build a credit history

Expand Do your Credit Cards offer rewards?

There are a number of different reward programs on select TD Credit Cards, such as cash back rewards and travel rewards

Learn about our rewards cards

We’ve been serving newcomers to Canada for over 100 years

When you bank with TD, your money and personal information are always protected.

More than 1,150 branches — open later and longer than other Canadian banks, with 400 open on Sundays.2

Service in over 200 languages.

Explore these other solutions for newcomers to Canada

Chequing Account

Savings Accounts

Money Transfers

Borrow, Save and Invest

Our New to Canada package

Our package for newcomers to Canada includes a chequing account.

Learn about the TD New to Canada package

Am I eligible?

To qualify for the New to Canada banking package:

  • You are either a Permanent Resident or Temporary Resident of Canada for 2 years or less
  • You provide proof of your status through your Permanent Resident Card or Temporary Permit
  • You have never opened or held a TD Chequing Account
  • You are the age of majority in your Province or Territory of Residence

1 Underwritten by TD Home and Auto Insurance Company. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

2 Individual branch hours vary.